Kotak Junior Savings Account, specially crafted for serving the saving requirements of the little ones, helps instil the habit of saving money at a tender age and allows parents to build up financial fund for the children's future. Children are bound to love the saving experience with the exciting Kotak Junior Savings Account that comes with awesome privileges such as Junior ID Card and offers in edutainment, shopping, and dining categories.
The idea behind this junior savings account is to combine the benefits of a savings account for the children as well as their guardians with those of investments in a SIP or RD. The interest rate is up to 6% per annum on the Junior and Guardian account balance. The account-holders get a personalized Junior Debit Card.
Account-holders get several online and offline offers throughout the year while making purchases from partner stores such as National Geographic, Donut Baker, Dominos, Amoeba, Cookie Man, etc.
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