HDFC Bank Business Loan

HDFC Bank star star star star_half star 3.75 / 5.04 users

HDFC bank Business loan is one of the best ways to finance your business needs. HDFC Bank helps offers business loans to help you develop your own business anywhere in India, be it large scale ventures or small scale firms. These schemes are tailor made for people wanting to avail business loans because it comes with a platter full of advantages. HDFC Business loans are free of collateral. Its low interest rates and policy transparency make them one of the best business loan schemes in India.

The maximum limit is a whopping amount of Rs. 50 lakhs along with door to door service and simple documentation process. At our website, you can know HDFC bank business loan eligibility, and use for free the HDFC bank business loan EMI calculator and check business loans interest rates in HDFC bank. At our website, you can check HDFC Bank business loan eligibility and HDFC Bank EMI calculator for free. Stay updated on this page, Loanbaba.com provides all the information about HDFC Bank business loans:

HDFC Bank Business Loan Details Updated on 16th November 2018

Loan Amount

Min Rs. 50,000 and Max Rs. 50 Lakh

Loan Tenure

12 months to 48 months

Interest Rate

15.50% to 18.30%

Why Choose HDFC Bank Business Loan?

  • The advantage of this loan is its same interest throughout the duration.
  • Simple documentation is needed and the business loan in HDFC Bank then gets processed faster.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.
  • You can check out HDFC Bank business loan eligibility and HDFC Bank Business Loan EMI calculator at Loanbaba.com.

Features of Business Loans at HDFC Bank

The following key points will help you understand the features and benefits of the business loans HDFC Bank:

  • On having a Savings or Current account with HDFC Bank, you can avail extra benefits like easier documentation, prioritized processing and a preferred processing charge.
  • The borrowed credit may be repaid between 1 to 4years.
  • Factors like location of product cap, capacity for repayment and income, the credit quantum is decided by the bank, from rupees fifty thousand to rupees 50 lak only.
  • There is no requirement for providing of collateral or any kind of guarantee while availing the loan amount.

Why Apply for HDFC Bank Business Loan on Loanbaba.com?

At Loanbaba, you can compare and apply for business loans online. You can check out several small business loan schemes by HDFC Bank and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for HDFC Bank Business Loan online on our website without having to visit the branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for HDFC Business Loan on Loanbaba?

You can apply for business loan HDFC Bank or any other bank/NBFC business loan at Loanbaba.com within a few clicks.

HDFC Bank Business Loan Interest Rates

The HDFC Bank business loan interest rate starts at 15.50%, but varies as per individual profile. Keep a check on this page to note the updated HDFC Bank business loan interest rate for the current year.

HDFC Bank Business Loan Eligibility Calculator

Business loan eligibility may differ from one candidate to another. You can also use free-of-cost business loan HDFC Bank loan eligibility calculator at Loanbaba.com. The eligibility criteria for loan for business are discussed below:

  • The applicant for business loan HDFC Bank needs to meet the age requirement and possess all necessary identity and profit/revenue proof etc required applying for the loan.
  • He/she meet the requirement for company credit score and should not be under too many debts.

Types of HDFC Bank Business Loans

HDFC Bank has business loan schemes for all kinds of professionals. The amount taken as loan can be used for either multiple or specific purposes.

HDFC Bank Business Loan FAQs

Below provided are important questions about business loan HDFC Bank.

  • addFAQs
    1. What are the Eligibility criteria for HDFC Business Loan
    2. The eligibility criteria for business loan HDFC bank are mentioned below:

      • During maturity the borrower shouldn’t be 65 plus. 21 years age is the minimum borrowing criteria.
      • The lowest limit for yearly income of venture is Rs. 1.5 lakh
      • Business should show profits for past 2 years.
      • Overall business experience should be 5 years with at least 2 plus 1 year in current venture.
      • Minimum turnover of venture shouldn’t be less than rupees 40 lakh.
      • Partnership firms, companies those are private limited, professional individuals and proprietors in trading, servicing or manufacturing business.
    3. What is the Advance Payment System of the HDFC Bank Loan Scheme?

    The details about advance payment system for business loan HDFC bank is mentioned below:

    • All payments those are more than rupees 49 thousand must be done by Demand draft or pay order or account payee cheque.
    • Prepayment involves paying applicable foreclosure fees along with six EMIs, any moment after 6 months of availing the business loan
    • Money more than rupees 49 thousand would not be taken for repaying of credit against completely matured or closed loan payment. Credit can be closed before hand by a cheque at the branch or a demand draft.

HDFC Bank Business Loan Review


Business Loan
star star star star star 14.0/5
No compromises, best Business Loan in Delhi service by HDFC bank.
Mumbai November 12, 2018
Business Loan
star star star star star 15.0/5
HDFC bank provided me an instant response in regards to my Business Loan application. The processing charges were minimal. It is a trusted service from their team.
Mumbai November 12, 2018
Business Loan
star star star star star 14.0/5
My experience with HDFC bank for Business Loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and HDFC were professional in their service.
Mumbai November 12, 2018
Business Loan
star star star star star 12.0/5
Business Loan by HDFC bank was perfect, but the turnaround time is something they can work upon.
Mumbai November 12, 2018

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