Gold Loan in Bangalore

4.5 / 5.0 4 users

Gold Loan in Bangalore can be taken by individuals who require funds for urgent expenses or finance any needs. Bengaluru gold loan is catered by several banks and NBFCs in the city.  Bangalore is the IT (Information Technology) hub of India being commonly called as “IT capital of India” and “Silicon of India”. Bangalore, the state capital of Karnataka (Indian state), is a cosmopolitan city which reflects the modern India in terms of technology. The climate is pleasant throughout the year which makes it comfortable for living. The living standards are quite high here and the fact is reflected while you shop, dine or drink outside.

Gold Loan in Bangalore Details Updated on
Loan Amount Rs. 50 Thousand - 50 Lakhs
Loan Tenure 6 Months to 2 Years
Interest Rate 10.50% - 13.50%

The development in terms of information technology is so fast that many multinational corporate have established their headquarters in the city. Having a rich IT environment, the city consequently has lead towards establishment of many quality educational institutes like IIM-B (Indian Institute of Management, Bangalore), NLSIU (National Law School of India University), IISc (Indian Institute of Science), NIMHANS (National Institute of Mental Health and Neurosciences), NID R&D campus (National Institute of Design), and many more.

Some of the loan against gold to look for in Bengaluru are: Kotak Gold Loan, HDFC gold loan, Axis gold loan, Muthoot gold loan, and gold loan Manappuram besides others. At Loanbaba.com, you can know the best gold loan provider in Bangalore and gold loans interest rates in Bangalore.

Get Gold Loan in Bangalore

As the banking industry is advancing fast, gold loan is getting common. It is a common practice in India that people keep gold jewellery and ornaments idle at their homes or bank lockers. On the other hand one can utilize the value of gold and get it materialized by availing loan against it without liquidating savings in term of gold jewellery and ornaments. The process is quite fast and easy.

Why Choose Gold Loan in Bengaluru?

Banks and NBFCs in Bangalore have attractive offers on gold loan. They charge nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the financial institutions help several customers fulfil their financial needs with loan against gold.

Features of Bengaluru Gold Loan

Below mentioned are features of Bangalore gold loan.

  • All you need to do is just rush to your bank or any other bank which provides gold loan and get a valuation certificate of your jewellery.
  • As soon as this happens, you will be sanctioned a loan after pledging the gold.
  • The value of loan granted is generally up to 80% of the value of the gold.
  • Or to get over the hassle of visiting banks, apply with loanbaba.com online for loan against gold. It takes just a minute and involves one-page documentation only.

Why Apply for Gold Loan in Bangalore on Loanbaba.com?

At Loanbaba, you can compare and apply for gold loans online. You can check out several gold loan schemes by banks and NBFCs and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. We also offer you free-of-cost gold loan EMI calculator to calculate the monthly instalment to be paid.

You can also quickly apply for Gold loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

Bangalore Gold Loan Interest Rates

Current the Gold Loan interest rate ranges between 9.70% and 26%. To get lowest interest rate on loan against gold in the city, keep a check on banks and NBFCs offers on our website.

How Do I Get a Gold Loan with the Lowest Interest Rate in Bangalore?

Here are some of the ways you can get lowest interest rate gold loans for yourself.

  • Compare interest rates and offers on our website to know the lowest gold loan rates.
  • Maintain a clean record on repayments so that the financial institution readily offers you best interest rate on the loan.
  • Strive to keep your CIBIL score above 600, which is considered as a good credit score for goldloan.
  • Do not default on existing loans otherwise it will be difficult to get personal loan approval or lower rates.
  • Take benefit of seasonal offers by banks and NBFCs, specifically those that offer slashed interest rates.
  • Know if your employer has tie-up with banks for better rates.

Bengaluru Gold Loan Eligibility Calculator

Gold loan eligibility may differ from one candidate to another. You can also use free-of-cost gold loan eligibility calculator at Loanbaba.com

Documents Required for Loan against Gold in Bangalore

Most of the banks and NBFCs ask for just KYC documents viz. an identity proof (Aadhar, PAN, voter card, passport, etc) and an address proof (ration card, Aadhar, voter card, driving license, etc) for sanctioning the gold loan.

Advantages of Gold Loan in Bangalore

Accessible to more people: Bangalore gold loan can be availed without furnishing any salary slips, credit history (CIBIL score) and certificates. Hence, even a non-working, unemployed or self-employed individual can also avail the loan. The only eligibility is ownership of gold.

  • Less documentation: One can get gold loan in Bangalore by just providing basic KYC documents i.e. an identity card and an address proof.
  • Lower interest rates: The interest rates charged for gold loan online is quite low which ranges from 12% to 16%.
  • Repayment: The repayment of gold loan in Bangalore is quite easy as one can choose just to pay only interest portion every month while the rest amount can be paid in lump-sum afterwards.
  • Quick and easy processing: Once the process of verification and valuation of gold ornaments is over, the loan is processed and even disbursed in just a few hours of loan approval.

How to Apply for Gold loan Bangalore on Loanbaba?

You can apply for loan against gold in Bangalore or any other bank/NBFC gold loan at Loanbaba.com.

Apply for Gold Loan

Gold Loan in Bangalore can be taken by individuals who require funds for urgent expenses or finance any needs. Bengaluru gold loan is catered by several banks and NBFCs in the city.  Bangalore is the IT (Information Technology) hub of India being commonly called as “IT capital of India” and “Silicon of India”. Bangalore, the state capital of Karnataka (Indian state), is a cosmopolitan city which reflects the modern India in terms of technology. The climate is pleasant throughout the year which makes it comfortable for living. The living standards are quite high here and the fact is reflected while you shop, dine or drink outside.

Gold Loan in Bangalore Details Updated on
Loan Amount Rs. 50 Thousand - 50 Lakhs
Loan Tenure 6 Months to 2 Years
Interest Rate 10.50% - 13.50%

The development in terms of information technology is so fast that many multinational corporate have established their headquarters in the city. Having a rich IT environment, the city consequently has lead towards establishment of many quality educational institutes like IIM-B (Indian Institute of Management, Bangalore), NLSIU (National Law School of India University), IISc (Indian Institute of Science), NIMHANS (National Institute of Mental Health and Neurosciences), NID R&D campus (National Institute of Design), and many more.

Some of the loan against gold to look for in Bengaluru are: Kotak Gold Loan, HDFC gold loan, Axis gold loan, Muthoot gold loan, and gold loan Manappuram besides others. At Loanbaba.com, you can know the best gold loan provider in Bangalore and gold loans interest rates in Bangalore.

Get Gold Loan in Bangalore

As the banking industry is advancing fast, gold loan is getting common. It is a common practice in India that people keep gold jewellery and ornaments idle at their homes or bank lockers. On the other hand one can utilize the value of gold and get it materialized by availing loan against it without liquidating savings in term of gold jewellery and ornaments. The process is quite fast and easy.

Why Choose Gold Loan in Bengaluru?

Banks and NBFCs in Bangalore have attractive offers on gold loan. They charge nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the financial institutions help several customers fulfil their financial needs with loan against gold.

Features of Bengaluru Gold Loan

Below mentioned are features of Bangalore gold loan.

  • All you need to do is just rush to your bank or any other bank which provides gold loan and get a valuation certificate of your jewellery.
  • As soon as this happens, you will be sanctioned a loan after pledging the gold.
  • The value of loan granted is generally up to 80% of the value of the gold.
  • Or to get over the hassle of visiting banks, apply with loanbaba.com online for loan against gold. It takes just a minute and involves one-page documentation only.

Why Apply for Gold Loan in Bangalore on Loanbaba.com?

At Loanbaba, you can compare and apply for gold loans online. You can check out several gold loan schemes by banks and NBFCs and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. We also offer you free-of-cost gold loan EMI calculator to calculate the monthly instalment to be paid.

You can also quickly apply for Gold loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

Bangalore Gold Loan Interest Rates

Current the Gold Loan interest rate ranges between 9.70% and 26%. To get lowest interest rate on loan against gold in the city, keep a check on banks and NBFCs offers on our website.

How Do I Get a Gold Loan with the Lowest Interest Rate in Bangalore?

Here are some of the ways you can get lowest interest rate gold loans for yourself.

  • Compare interest rates and offers on our website to know the lowest gold loan rates.
  • Maintain a clean record on repayments so that the financial institution readily offers you best interest rate on the loan.
  • Strive to keep your CIBIL score above 600, which is considered as a good credit score for goldloan.
  • Do not default on existing loans otherwise it will be difficult to get personal loan approval or lower rates.
  • Take benefit of seasonal offers by banks and NBFCs, specifically those that offer slashed interest rates.
  • Know if your employer has tie-up with banks for better rates.

Bengaluru Gold Loan Eligibility Calculator

Gold loan eligibility may differ from one candidate to another. You can also use free-of-cost gold loan eligibility calculator at Loanbaba.com

Documents Required for Loan against Gold in Bangalore

Most of the banks and NBFCs ask for just KYC documents viz. an identity proof (Aadhar, PAN, voter card, passport, etc) and an address proof (ration card, Aadhar, voter card, driving license, etc) for sanctioning the gold loan.

Advantages of Gold Loan in Bangalore

Accessible to more people: Bangalore gold loan can be availed without furnishing any salary slips, credit history (CIBIL score) and certificates. Hence, even a non-working, unemployed or self-employed individual can also avail the loan. The only eligibility is ownership of gold.

  • Less documentation: One can get gold loan in Bangalore by just providing basic KYC documents i.e. an identity card and an address proof.
  • Lower interest rates: The interest rates charged for gold loan online is quite low which ranges from 12% to 16%.
  • Repayment: The repayment of gold loan in Bangalore is quite easy as one can choose just to pay only interest portion every month while the rest amount can be paid in lump-sum afterwards.
  • Quick and easy processing: Once the process of verification and valuation of gold ornaments is over, the loan is processed and even disbursed in just a few hours of loan approval.

How to Apply for Gold loan Bangalore on Loanbaba?

You can apply for loan against gold in Bangalore or any other bank/NBFC gold loan at Loanbaba.com.

Gold Loan in Bangalore Gold Loan Review


Gold Loan
15.0/5
Gold Loan in Bangalore provided me an instant response in regards to my Gold Loan application. The processing charges were minimal. It is a trusted service from their team.
Mumbai
Gold Loan
14.0/5
My experience with Gold Loan in Bangalore for Gold Loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and Abhyudaya were professional in their service.
Mumbai
Gold Loan
12.0/5
Gold Loan by Gold Loan in Bangalore was perfect, but the turnaround time is something they can work upon.
Mumbai
Gold Loan
15.0/5
I had applied my Gold Loan in Mumbai at Gold Loan in Bangalore. I was in dire need of funds and fortunately got the loan amount soon.
Mumbai

Subscribe to our newsletter