Privacy Policy

Loanbaba.com (website) values the importance of privacy of all associated members. The website is committed to establish integrity, security and confidentiality of all information shared with users, visitors and customers. The privacy policy will describe how we collect and handle particular information and how we collect or receive data from you via the usage of website. This Privacy Policy applies to former and current visitors to our website and online customers by visiting or using the website, you are agreeing to our website Privacy Policy.

Authorisation for Contact

By registering and/or using www.loanbaba.com, you give authority to loanbaba.com and its affiliates, partners, representatives etc to:

  • Offer you Services for the product you have opted for
  • To contact you via email or phone call or SMS
  • Provide product knowledge
  • Offer promotional offers running on loanbaba.com and offers by its associated third parties and business partners

Your information may be collated for the above mentioned reasons. The information can be taken in detail under this policy. Thus, you hereby agree that you have authorized this website to contact you for the stated purposes even if you have registered under DNC, DND, or NCPR service/s. Authorization provided by you to us in this regard is valid as long as your account remains activated with us, either by us or you. These policies do not apply to practises of companies that the website has no control over or own, or people that loanbaba.com does not manage or employ.

Retainers of Personal Information

Any personal data of you shall be collected and stored by loanbaba.com and its parent company Sahas Technologies Private Limited that wholly owns loanbaba.com.

Purpose of User Data Collection

Loanbaba.com will collect your information and data when you register for an account or use its services or products, visit the site pages or when you enter sweepstakes or promotions as featured on website. On registering with this website, you may be asked for your first name, last name, email address, state and city of residence, gender, and date of birth. You are not anonymous to loanbaba.com, once you register and sign at the website.

You can be asked for your contact number at the time of registration and can be send SMS notifications about the sit's services to your wireless device. By registering with loanbaba.com, you authorize us to send you email and text alerts to you with your login details and other service needs, along with promotional SMSs or emails.

Your information is used to:

  • Administer or carry out obligations of the site in relation to any agreement with our business partners
  • Process orders or applications submitted by you
  • Respond to queries or requests submitted by you
  • Resolve or anticipate problems with any Services supplied to you
  • Send you details about special offers or promotions. We may inform you of new fproducts or features. These might be of a third-party offers or products, with which our website has a tie-up or our own offers or products
  • Send you , communications, alerts, notices relevant to your use of services or products offered on loanbaba.com
  • Improve the website and services provided by loanbaba.com. We are authorized to combine details we receive from you with information you receive from third-parties
  • Some features on this website or our services shall demand you to give personally identifiable information as state by you under your account section at the website
  • As otherwise mentioned in this Privacy Policy
Confidentiality, Information Sharing and Disclosure

We do not rent of sell your information to anyone, but only as per directions in the Privacy Policy. We can share the information with business partner and/or affiliate. Loanbaba.com can also sell share and/or transfer personally identifiable information with successors-in-interest given a sale of any part of the company’s business or on reorganization, consolidation, merger of loanbaba.com to another entity on grounds that we are not the surviving entity.

We can use third party service providers for providing you our services. We can ensure such parties to maintain confidentiality of information provided to them as per stated in our contracts. Access to your personal identifiable details and account information are restricted strictly and to be utilized in accordance to specific internal processes for operation, development or improvement of our services.

 We limit use and collection of your personal information, but may make aggregate or anonymous personal information or/and disclose these data only in manner that is non-personally identifiable. The data will not identify you individually.

Cyber Security

Loanbaba.com can employ appropriate organizational or technical security measures at any time in order to safeguard information collected from you. We can use multiple electronic, physical security and procedural measures to protect against unlawful or unauthorized alteration or use of details, and against any destruction, damage, or accidental loss, to information. No method of electronic storage or transmission on the internet, however, is hundred percent secure. Thus, we cannot guarantee an absolute security. You are also responsible to maintain security and confidentiality of your password and login id, as we will not give these credentials with unrelated third parties.

Log Files

Loanbaba.com uses log files, in which the details can include browser type, internet protocol (IP), referring/exit pages, date/stamp, platform type, internet service provider (ISP), number of clicks to analyze trends, track user’s movement in aggregate, administer the site, and collect broad demographic data for aggregate use. We can do this to improve our offered services or improve marketing, site functionality or analytics. We may collate these automatically from collected log information with other details we collect from or about you.

Cookies

Loanbaba.com can use both persistent cookies and session ID cookies. A cookie is a piece of information stored in user’s computer, which is tied to data about the user. For session ID cookies, when you logout or close the browser, the cookie gets erased and terminated, while a persistent cookie is known as a small text file, which is stored in the hard drive of your computer for an extended period.

We may use session ID cookies by PRP in order to track your preferences when you visit the website. These also assist to save on server processing and minimize the load times. Persistent cookies can be utilized by PRP to store information such as for example, you need your password to be remembered or not and other data. Cookies utilized on the PRP website do not possess personally identifiable information.

Law and Data Protection

Loanbaba.com can share your information with government agencies regulated under the law, without obtaining your prior written or verbal consent, in order to receive information for the purpose of verifying identity or detection, investigation, prevention including prosecution, cyber incidents, punishment of offences etc, where disclosure is mandatory to comply with any legal obligations. Any information can be needed to be disclosed with third party by loanbaba.com by any order as per the law for time being in force.

Unsubscribe

In case you are not interested to receive email announcements or other marketing information from our end, then please email your request at customersupport@loanbaba.com. It may take us about 10 days for processing your request.

Data Collected by Third Parties and Third Party Advertising

Loanbaba.com may use third party service provider for serving ads on our behalf over the internet and perhaps on the site as well. They can collect anonymous information regarding your visits to website and interaction with our services and products. They can also utilize details about your visits to our website or other sites for targeted advertisements of services and goods. This anonymous data is taken from use of pixel tag that is industry standard technology utilized by many major websites. None information that is personally identifiable is used or gathered in this process.

There may be other sites or affiliates linked to loanbaba.com. Any personal details you provide to these websites or affiliates are not our property. Such affiliated sites can gave different practises for privacy, and terms and condition, and thus we encourage you to be updated with their privacy policies and other terms when you visit them. There a number of services and products such as loan and credit card by third parties on our website, like lenders, credit card issuers, banks and others.

Such companies can utilize information (excluding address, email address, name and/or telephone number) regarding your visits to the website for offering advertisements on the site or other third party websites relevant to goods and services which may or may not interest you. If you choose to apply for products and/or services separately or disclose details to such providers, then utilization of your details is governed by their Privacy Policies.

Changes in Privacy Policy

Loanbaba.com does reserve the right to change or update its Privacy Policy or any other policy, terms and conditions from time to time as per its sole discretion. We can alter the conditions and statements to reflect any changes in our information practises. To stay updated, we encourage you to review the Privacy Policy periodically.

This document is electronically published and does not require signatures.

Sahas Technologies Pvt Ltd
401, Lakhani Centrium, Plot No 27,
Sector 15, CBD Belapur,
Navi Mumbai – 400614
Email : customersupport@loanbaba.com

If you have suggestions, concerns or questions regarding our Privacy Policy, you can reach us using the contact information at customersupport@loanbaba.com.

Disclaimer

Loanbaba.com intends to state information about banking services and products and all details on the website are generic in nature. We try our best to offer responsible and accurate data and are not responsible for any discrepancies in the same. The website does not intend to violate any copyright or intelligence copyright issues. Every data on our portal is subjected to this discretion and may change anytime without any notice.

In case of changes or updates in public utility, we will communicate about such alterations immediately. Loanbaba.com is not responsible legally to meet any expected standards of clarity, accuracy of material posted or quality of the same, though we have put efforts to maintain high standards of all information. Partners, employees, associated staff of our firm are not accountable for any harm, damage, loss because of information usage from our portal.

It is a mutual understanding that visitors and customers associated with the portal are at their own risk and preference. Details on our portal are legal and financial in nature. Visitors and customers are advised to utilize their own discretion in these matters. Every third party and visitors to loanbaba.com are hereby informed that the owner of the website is Sahas Technologies Pvt Ltd, who act as intermediaries of the banks and financial services organizations as well as become individual lenders of some products listed on the website.

Sahas Technologies Pvt Ltd, its directors, officers, employees, shareholders, and loanbaba.com are in not liable for any user's credit buying decisions, investments, and thus every loan seeker/investor/prospect shall be wholly responsible for consequences to their decisions.

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