Personal loan in Gurgaon Personal loan in Gurgaon is a short-term unsecured loan. It can fulfil any monetary need, as there is no restriction on the end-purpose of the funds. Many use the money for medical emergency, home improvement, travel, big ticket purchase, vehicle repair, debt consolidation, wedding, etc. You can borrow up to Rs. 1 crore on tenure till 5 years. Rate of interest is as low as 10.99% and much affordable than rates on credit cards. To apply for personal loan Gurgaon, you can drop an online application on our website so that we can provide you the best proposals by partnered banks and NBFCs.
At loanbaba.com, you can compare Gurgaon personal loan offers across financial institutions and get the funds as quick as in 48 hours.
Rs. 1 Lakh to Rs. 1 Crore
1 Year to 5 Years
10.99% - 16.00%
Below-given are benefits of a personal loan:
The fund can be used for anything except investments and illicit activities. Other than that, you can use the money for anything. Many use it for emergency expenses, because funds are disbursed within two days of loan approval, while others take it for planned expenses as well.
To obtain funds, you do not have to pledge any collateral. This is one of the reasons of a higher rate of interest than that on secured loans. But, a higher rate applies because the bank does not have any asset to depend on to recover dues in case you default on the loan. In a secured loan, if you do not make repayments, then the financial institution can auction the pledged asset and recover the dues.
To apply for a personal loan in Gurgaon, you need KYC documents (identity proof and residence proof along with PAN card), bank statement and salary slip of last 6 months, income and employment proof, and recent passport-sized photograph. You can simply apply for the loan on our website. All you have to do is upload the soft copy of documents with filled out details on the application form.
Approval on the Gurgaon personal loan comes within a day or two if all the required documents are in place and accurate. You must also meet the eligibility criteria set by the financial institution. After review of the loan application, a lending decision will be taken regarding the loan amount, tenure, interest rate, and repayment term, etc. It takes as less as 48 hours for disbursing the funds.
The monthly instalment of a personal loan depends on the principal amount borrowed. Higher the loan amount, then higher will the equated monthly instalment (EMI). Tenure too impacts the EMI. Longer the tenure, then lower will be the EMI, but higher the interest payout. Thus, you must choose the shortest possible tenure as per your repayment capacity.
Similarly, the rate of interest applicable on the loan in Gurgaon will also influence the EMI. Lower the rate, lower will be the EMI. Use our free-of-cost personal loan EMI calculatorto know the exact monthly instalment on different combinations of tenure, rate of interest, and loan amount.
Below-mentioned are the ways Loanbaba benefits you to get the most suitable personal offer:
Below-mentioned are frequently asked questions about Gurgaon personal loan:
Akshar Blue Chip IT Park, 703, Thane - Belapur Rd, Turbhe, Navi Mumbai, Maharashtra 400705
Small Cash Loan
Loan Against Property
Personal Loan by City
Business Loan by City
Gold Loan by City
Loan Against Property by City
Subscribe to our newsletter
Please enter OTP received on your Mobile Number and Email Address.