Personal Loan in Gurgaon

Gurgaon is situated in the NCR (National Capital Region) near capital of India, New Delhi. It has a good name in industrial and financial sector due to the reason that many multinational companies and other corporate have moved towards the city. As a consequence of this, the city has already witnessed a rapid urbanization in past couple of decades. Most corporate find it suitable to set up their headquarters in Gurgaon.

Both individuals and entities may require funds for their financial requirements in Gurgaon, thus many apply for personal online with top banks and NBFCs here. Loanbaba is your trusted personal loan provider in Gurgaon where you can compare all funding options from leading NBFC and banks such as Axis, SBI, and ICICI etc. Now, you can get personal loan Gurugram easily within minutes.

A personal loan is an unsecured advance which can be availed for any financial need without revealing the same to the bank. Whenever you get in financial emergency, personal loan will be the best method as it is quite easy, convenient and quick. It does not require any kind of collateral or other security. You can compare personal loans interest rates in Gurgaon at loanbaba.com.

Banks Offering Personal Loan in Gurgaon

As Gurgaon is an urban area with huge industrialization, bank branches are found quite densely in the area. Personal loan in Gurgaon is quite common, and hence many NBFCs also offer it in addition to private and public sector banks. Apart from personal loan, the banks also offer services like asset management, investment banking, core banking, commercial lending, investment advising, etc.

The banks which offer personal loan in Gurgaon at cheaper rates are HDFC, IndusInd Bank, Tata Capital, Bajaj Finserv, IDFC, Citibank, RBL Bank, ICICI Bank, etc.

Salary Requirements to Avail Personal Loan in Gurgaon

To be eligible for personal loan in Gurgaon, you should be between 21 and 60 years of age. Although the minimum salary criteria are different for different banks, still a minimum salary of Rs. 15,000 is must if you want to avail personal loan in Gurgaon. The requirements of the various banks may also vary with place of posting and employer. Banks look for at least 2 works experience in the same company to assure stability.

Documents Required for Gurgaon Personal Loan
  • Identity proof, address proof and 3 passport size photographs
  • PAN card- date of birth proof
  • Income proof- pay slips of previous 3 months
  • Bank statement- for last 6 months in which salary is being credited every month
  • Job stability proof/ employment continuity proof- form 16 or offer letter
Personal Loan Gurugram Prepayment

Majority banks offer the facility of prepayment of personal loan in Gurgaon, however there may be some banks which require you to have paid certain number of installments before prepayment of personal loan. Some banks may also levy prepayment charges on the amount prepaid.

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