VK Fincorp Personal Loan

VK Fincorp star star star star star 3.75 / 5.04 users

V.K.FINCORP is for those individuals who find difficulty in getting loans from bank. It is a Delhi based non-banking financial company which is registered with R.B.I. and also one of the leading financial and loan providers in N.C.R. & Delhi regions in India. The bank provides personal loans and other kinds of loans at affordable rate of interest and with less documentation process to salaried individuals.

Loanbaba.com provides all the information about V.K.FINCORP Personal Loan:

Below are given some features of V.K FINCORP Personal Loan

  • CIBIL check is not required
  • If loan duration is more than Six months then first EMI will get deducted from loan amount in advance.
  • Convenient  and easy repayments
  • There is no hidden fee or advance charged other than 8% of documentation and service fee from loan amount.
  • One can get maximum of 5lakh rupees as loan.
  • Repayment can be done via EMI.
  • Customer gets personalised customer service at  his doorstep
  • Personal loans are only for semi-government, private sector employees, government of N.C.R. and Delhi.
  • Loan duration/tenure is of Six, Twelve, Eighteen and Twenty Four months till Two years.
  • Documentation process is simple.

Interest rate of V.K FINCORP Personal Loan

There is flat rate of interest which is 18.90% for maximum duration of 24 months and minimum of 6 months.

Below given is Eligibility criteria for Personal Loan from V.K FINCORP

One guarantor (a private or government sector employee) is needed

  • Guarantor should have government accommodation or should have his own house in N.C.R. or Delhi region.
  • At the time of loan approval 1 cheque from guarantor is needed which will be returned to him after loan repayment.

Required Documentation for V.K FINCORP Personal Loan

Required Documents from guarantor:-

  • Verification of Signature from bank.
  • Salary proof - Salary slip of last month
  • ID Proof : Photocopy of driving license or PAN Card
  • 1 cheque.

Required Documents from customer:-

  • ID Proof : Photocopy of driving license or PAN Card
  • Statement of last 5 months
  • Salary proof - Salary slip of last month

From 01 July, 2017 on all banking products and services a GST rate of 18% is applicable.

VK Fincorp Personal Loan Review


Personal Loan
star star star star star 12.0/5
Personal loan by VK Fincorp was perfect, but the turnaround time is something they can work upon.
Mumbai September 17, 2018
Personal Loan
star star star star star 15.0/5
I had applied my personal loan in Mumbai at VK Fincorp. I was in dire need of funds and fortunately got the loan amount soon.
Mumbai September 17, 2018
Personal Loan
star star star star star 15.0/5
Taking personal loan in Gujrat by VK Fincorp through online portal of loanbaba was after all not a bad idea. This way I could communicate with the Kotak Mahindra without having to come over to their branch. All by documentation was sorted and I got the loan in decent time.
Mumbai September 15, 2018
Personal Loan
star star star star star 13.0/5
The VK Fincorp has disbursed the loan amount required and I am satisfied with it. The interest rate and the charges are average.
Mumbai September 14, 2018

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