Vijaya Bank has been offering Personal Loans that enable borrowers to finance their personal expenditures. Personal Loan from Vijaya Bank is called “V Cash”.
|Vijaya Bank Personal Loan Details Updated on 19th September 2018|
|Loan Amount||Rs.50,000 to Rs.600,000|
|Loan Tenure||5 Years|
|Interest Rate||12.50% to 13.50%|
At Loanbaba, you can compare and apply for personal loans online. You can check out several personal loan schemes by Vijaya Bank and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for Vijaya Bank Personal Loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.
Visit this link- https://www.loanbaba.com/personal-loan/ to apply for Vijaya Bank personal loan or any other bank/NBFC personal loan at Loanbaba.
Vijaya Bank Personal Loan interest rate is MCLR 1 Year + 4.25% = 12.90% per annum. Keep a check on this page to note the updated interest rate for Vijaya Bank personal loan.
Vijaya Bank has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.
Below provided are important questions about personal loan Vijaya Bank.
Some pre-sanction documents are needed before the bank grants the loan. These documents include the certificate of the applicant’s last drawn salary. This requires the salary of the applicant to be credited to a salary account that has been maintained with the bank for at least the preceding 6 months.
The personal loan Viajaya Bank must be repaid within tenure of 60 months or 5 years.
In case of a pensioner, the spouse acts as a guarantor until and unless they are separated or the spouse is no more. In such cases, a 3rd party guarantee is needed, provided the bank perceives the net worth of the 3rd party to be sufficient.