Punjab Gramin Bank is the combination of the three RRBs which that acts as the business arm of the Punjab National Bank. The institution was set up to empower the people of the rural areas and this is the reason why Punjab Gramin Bank has set up most of its branches in rural areas. In Punjab itself, the institution has set up 264 branches in three districts. People can avail a number of personal loan and deposit schemes from the institution.
Punjab Gramin Bank offers financial products to the people of the rural areas. The personal loan scheme set by the bank is designed to cater the financial needs of the rural people which include medical expenses, school and college fees, travel expenses, wedding expenses, and more.