Bajaj Finserv Personal Loan

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Bajaj Finserv Personal Loan Details

Bajaj Finserv Bank 3.75 / 5.04 users

Bajaj Finance is known to offer the best Personal loans in the market. The preference of personal loans in the market at Bajaj Finance continues to stay for a number of reasons. Interest rate being 16% is the primary reason why salaried individuals consider the option most. There are several funding size options under Bajaj Finserv Personal Loan plan. It also provides special offers to existing customers depending on their financial history. The company has an active customer support available 24/7. Customers can connect through their toll-free number, SMS and emails and get their grievances resolved at the earliest.

Bajaj Finserv Personal Loan Details Updated on
Loan Amount Rs.10,0000 to Rs.2,50,000
Loan Tenure 5 Years
Interest Rate 11.99% to 16.00%

Why Choose Bajaj Finserv Personal Loan?

  • The advantage of this loan is its same interest throughout the duration.
  • Simple documentation is needed and the personal loan in Bajaj Finserv then gets processed faster.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.
  • You can check out Bajaj Finserv personal loan eligibility and Bajaj Finserv personal loan EMI calculator at

Features and Benefits of Bajaj Finserv Personal Loan provides all the information about Bajaj Finserv Personal Loan.

  1. How much should I earn to be eligible for the loan
  2. The company offers personal loans only to the salaried people with an income of minimum Rs 35,000 per month.

  3. How to repay the loan?
  4. You can repay the loan through ECS facility or post-dated cheques.

  5. What is the tenure of the loan?
  6. The loan tenure varied from 12 to 60 months

  7. What is the maximum amount of loan I can avail?
  8. You can avail a maximum of Rs 25, 00,000 from NBFC if you are a salaried individual, else the maximum limit is 18, 00,000.

  9. What is the minimum loan amount I should borrow?
  10. You should be borrowing at least Rs 1 lakh worth loan.

    • Quick approval
    • Partial prepayment facility
    • Easy online access
    • No foreclosure fee
  11. Documents required to apply for Bajaj Finserv Personal Loan
    • Application with attached photograph duly signed.
    • Identity, income and employment proof
    • Cheque for the processing fee

Why Apply for Bajaj Finserv Personal Loan?

Loanbaba provides comprehensive information about personal loan schemes by Bajaj Finserv. Keep a note of this page to stay updated with recent information on this bank loan scheme. You can also quickly apply for Bajaj Finserv Finance Personal Loan online on the bank's official website without having to visit the branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

Bajaj Finserv Personal Loan Interest Rates

Personal Loan Bajaj Finserv lowest interest rate is 11.99% and 14% for salaried and self-employed, respectively. Keep a check on this page to note the updated interest rate for Bajaj Finserv personal loan.

Bajaj Finserv Personal Loan Eligibility

A person, who can adequately pay the service loan payments are eligible for the loan. The loan completely depends on the credit worthiness, nature of employment, income, stability, etc. Correlating these factors with age, better you rate on the given criteria, higher will be the approval chances.

Personal loan eligibility may differ from one candidate to another. You can use Bajaj Finserv personal loan eligibility calculator at

Types of Bajaj Finserv Personal Loans

Bajaj Finserv has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Bajaj Finserv Personal Loan FAQs

Below provided are important questions about Bajaj Finserv Personal Loan.

Eligibility for personal loan from Bajaj Finserv Bank:-

You will get the funds available within 72 hours, i.e., within three days. In fact, it is known to be the quickest turnaround time among all NBFCs.

You can get the Flexi-loans since they have the prepayment option active at Bajaj Finserv.

Yes, you can withdraw as many times you want if it is a Flexi Loan. No extra documentation is required.

The interest rates will be applied on the utilized amount only. Thus no interest is payable on the prepaid amount.

There are four primary benefits:

  • You can make at most 6 prepayments in a year
  • There are no maximum limits or charges applicable on prepayment
  • No interest applies on the prepaid value
  • Any number of withdrawals can be made

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Bajaj Finserv Bank.

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