Standard Chartered Bank Personal Loan

Standard Chartered Bank star star star star star 3.75 / 5.04 users

Standard Chartered Bank is the largest international bank in the overall India that has branches around in 42 cities.  This bank is functioning from the year 1858 which is around 150 years and yet doing good. It encompasses many features like priority banking, personal banking, SME banking, NRI banking, corporate banking and private banking. For personal banking, the bank gives personal loans, loans against securities and home loans.

Standard Chartered Bank Personal Loan Details Updated on 19th November 2018
Loan Amount Rs.10,0000 to Rs.30,00,000
Loan Tenure 5 Years
Interest Rate 10.99% to 19.00%

Similar to working with other banks, this bank also appreciates the need of the loan and fulfills it. You can avail the loan in regards to buying a new car, acquiring top notch education, accomplishing outstanding ceremony or roaming around the world. Loans are offered at sensible rates. The maximum bank limit is Rs.30 lakh. You can check out Standard Chartered Bank personal loan eligibility and Standard Chartered Bank Personal Loan EMI calculator at loanbaba.com.

Why Choose Standard Chartered Bank Personal Loan?

There are numerous reasons why people select standard chartered bank as a priority for personal loans. Some of the reasons for availing personal loan from standard chartered bank are as follows

  • Noteworthy offers and deals
  • Long term repayment tenures
  • Reliable rate of interest
  • Instant approval and quick application processing
  • No requirement of collateral, security, and guarantors
  • Loan facility accessible by everyone

Features of personal loans at Standard Chartered Bank?

Loanbaba.com provides all the information about Standard Chartered Personal Loan.

Bank provides many noteworthy offers that make it a favourite bank of individuals. Some of the features are as follows

  • The option of personal loan is eligible for both non-salaried and salaried people.
  • There are reliable repayment tenures from 12 to 60 months.
  • No need of security and guarantor
  • Easy and flexible documentation procedure
  • Instant approval even on applying in online mode
  • 12% is the starting interest rate
  • Maximum limit of loans is Rs.30 lakhs.
  • Get 50% discount on the processing charge while applying online
  • 30 lakhs loan is provided to the salaried individuals and Rs.10 lakhs is offered to the entrepreneurs.

Why Apply for Standard Chartered Bank Personal Loan?

Loanbaba provides comprehensive information about personal loan schemes by Standard Chartered Bank. Keep a note of this page to stay updated with recent information on this bank loan scheme. You can also quickly apply for this loan online on the bank's official website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

Standard Chartered Bank Personal Loan Interest Rates

Personal Loan Standard Chartered Bank interest rate ranges between 10.99% and 14.49% annually. Keep a check on this page to note the updated interest rate for Standard Chartered Bank personal loan.

Standard Chartered Bank Personal Loan Eligibility

  • The applicant for personal loan Standard Chartered Bank needs to met the age requirement and possesses all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.
  • Personal loan eligibility may differ from one candidate to another. You can also use free-of-cost Standard Chartered Bank personal loan eligibility calculator at Loanbaba.com.

Types of Standard Chartered Bank Personal Loan

Standard Chartered Bank has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Standard Chartered Bank Personal Loan FAQs

  • addFAQs

    Below provided are important questions about personal loan Standard Chartered Bank.

    1. Is there any security to be submitted for personal loan Standard Chartered Bank?
    2. No collateral or security is needed to apply for personal loan from Standard Chartered Bank.

    3. Can I download my Standard Chartered personal loan statement online?
    4. Yes, you can download the personal loan statement from the official website of Standard Chartered bank, personal account profile.

    5. Are there any additional charges asked besides personal loan interest?

    You will have to pay 3% of the loan amount as processing fee. There could be documentation charges and other essentials deducted from the loan amount as well.

Standard Chartered Bank Personal Loan


Personal Loan
star star star star star 15.0/5
I have a Personal Loan with Standard Chartered Bank. The loan disbursement was on time and document procedure was quick. I would say it was a satisfactory experience.
Mumbai November 18, 2018
Personal Loan
star star star star star 15.0/5
Taking personal loan in Gujrat by Standard Chartered Bank through online portal of loanbaba was after all not a bad idea. This way I could communicate with the Standard Chartered Bank without having to come over to their branch. All by documentation was sorted and I got the loan in decent time.
Mumbai November 17, 2018
Personal Loan
star star star star star 13.0/5
The Standard Chartered Bank has disbursed the loan amount required and I am satisfied with it. The interest rate and the charges are average.
Mumbai November 17, 2018
Personal Loan
star star star star star 12.0/5
Personal loan by Standard Chartered Bank was perfect, but the turnaround time is something they can work upon.
Mumbai November 15, 2018

Subscribe to our newsletter

close
Top

Did not find what you were looking for?

Browse through our Knowledge Bank for more articles.

Loanbaba Blog

Check your Loan eligibility!

Apply for a Loan online: