Aditya Birla Finance Personal Loan Details

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Incorporated in 1991, Aditya Birla Finance Limited has become a force to reckon with today, in the world of NBFCs. Its reputation has made it one of the best financial services companies of India and a powerful wing of its holding company Aditya Birla Capital Limited. It is one of the largest five NBFCs in the country. Their broad range of financial products and services give end to end solutions to a very wide set of people. Be it personal loans, housing finance for individuals or structured finance, wealth management solutions for corporates and SMEs, the company offers them all. Let’s look at the different solutions offered by Aditya Birla Finance through their sister-companies and financial products.

Aditya Birla Finance is a trusted company offering Personal loans to salaried individuals in the 23 to 55 year age bracket. Personal loan is a mass product today and anyone with a financial emergency can borrow help from the companies extending financial credit at a fixed rate of interest. The loan tenure is a year to three years and can be opted for carefully.

Like other types of loans, personal loan is not bound to be used for any specific purpose and it is the best feature of it. It can be used for anything from paying for vacation to paying for wedding or even paying off bills and Aditya Birla Finance Personal Loan is no exception. Personal loan by this bank are available on attractive rates of interest for high loan amount which is good for most purposes. One of the unique features of this bank is that it has some distinct features that every bank in India does not provide.

Aditya Birla Finance Personal Loan Details Updated on
Loan Amount Rs.25,000 to Rs.15,00,000
Loan Tenure 5 Years
Interest Rate 14.00% to 26.00%

Why Choose Aditya Birla Personal Loan?

  • The advantage of this loan is its same interest throughout the duration.
  • Simple documentation is needed and the personal loan Aditya Birla Finance then gets processed faster.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.
  • You can check out Aditya Birla Finance personal loan eligibility calculator and Aditya Birla Finance personal loan EMI calculator at
  • Aditya Birla Finance is one of the 5 largest NBFCs and also a trusted partner to many investors and borrowers who have benefited greatly from the company.

Features and Benefits of Aditya Birla Finance Personal Loan provides all the information about Aditya Birla Finance Personal Loan

  • Individual get the time period of 12 months to 3 years to repay the loan.
  • One can apply online for a loan to avoid complicated paperwork.
  • Minimum loan amount that one can apply for is two lakh whereas the maximum is twenty lakh.
  • personal loan Interest rates keeps on changing therefore it is best to confirm the same while applying moreover the interest rates for this loan is 14% per annum.
  • If a person breaks the terms and condition of the loan in that case he or she is charged the interest rate of 24% per annum.
  • One has to pay 4% of the amount disbursed if he or she cancelled the loan after disbursed.
  • Individual can make partial prepayment without paying any penalties.
  • With the help of this loan one can pay their existing loan.
  • In case one wants to make partial payment for the loan then the amount should not be less than Twenty Five Thousand rupees.

Why Apply for Aditya Birla Personal Loan?

Loanbaba provides comprehensive information about personal loan schemes by Aditya Birla Finance. Keep a note of this page to stay updated with recent information on this bank loan scheme. You can also quickly apply for Aditya Birla Personal Loan online on the financial institution's official website without having to visit the branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on their website. Loanbaba has works closely with Aditya Birla to make sure that you get your loan amounts without any hassle and at the earliest. Personal loans can ease off the pressure on your finances. You need not touch any of your investment assets in case you choose to apply for Aditya Birla personal loan.

Aditya Birla Personal Loan Interest Rates

Personal Loan at Aditya Birla is convenient with interest rates up to 14% per annum. Keep a check on this page to note the updated interest rate for Aditya Birla Finance personal loan. Loan amount is usually dependent on two factors- credit scores and monthly income. Your credit history may be checked as well as lenders have to ensure the repayment happens at regular intervals.

Aditya Birla Finance Personal Loan Eligibility

  • The applicant for personal loan Aditya Birla Finance needs to meet the age criteria and possess all necessary identity and income proof required to apply for the loan.
  • He/she meets the requirement for credit score and should not be under too many debts.
  • Personal loan eligibility may differ from one candidate to another. You can also check Aditya Birla Finance personal loan eligibility calculator at

Types of Aditya Birla Personal Loan

Aditya Birla Finance has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes. How you utilize the loan amount is up to you and need not be specified to the company. Salaried employees and professionals both need to furnish their documents like income proof, bank statements.

Aditya Birla’s Personal loan product is compartmentalized into two offerings- one for loans up to Rs.5 lakh and the other for loans above Rs.5 lakh. The first type of personal loan is coined as instant personal loan where applicants can avail of fast disbursal service without the hassle of documentation or paper-work. Loan approvals are quick with instant personal loans. Loans above Rs. 5 lakh need to follow due procedure and applicants might have to wait comparatively longer for loan amount to be sanctioned. Instant personal loans are disbursed within 30 minutes by Aditya Birla Finance.

Aditya Birla Finance Personal Loan FAQs

Below provided are important questions about personal loan Aditya Birla Finance.

Employees of Aditya Birla Financial Services Group need not to pay processing fee for loan.

Prepayment or partial payments are not permitted for the first 6 months of the loan tenure.

Personal loan by Aditya Birla does not require any security or guarantors against loan.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Aditya Birla Finance.

Aditya Birla Finance Personal Loan Review

Personal Loan
My experience with Aditya Birla Finance for personal loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and Indian were professional in their service.
Personal Loan
Personal loan by Aditya Birla Finance was perfect, but the turnaround time is something they can work upon.
Personal Loan
I had applied my personal loan in Mumbai at Aditya Birla Finance. I was in dire need of funds and fortunately got the loan amount soon.
Personal Loan
I approached Aditya Birla Finance for personal loan through loanbaba. They approved my loan on receipt of all documents. My credit score was as per their criteria and I therefore received a very low interest rate.

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