Axis Bank Gold Loan

Axis Bank is one of the leading and popular banks In India. It also provides loan against gold among other services. Customer can take loan against their gold jewellery/ ornaments. It can be used for various purposes such as down payment for a property or car, business expansion, child’s education, vacation with family, medical emergency, etc. You can apply for gold loan in Axis bank at At our website, you can also access Axis bank EMI calculator and know Axis Bank gold loan eligibility for free. provides all the information about Axis Bank Gold Loan:

Axis Bank Gold Loan Features
  • Multiple Repayment Options:- Customer gets multiple option for repayment for loan on gols and the options are
    • (i) One can pay the principle amount at the time of maturity and interest on monthly basis,
    • (ii) There is facility of repaying the loan through EMI,
    • (iii) The customer can pay the interest in advance and principle amount at the time of maturity.
  • Quick Loan Disbursal: - Customer can get gold loan online disbursed on same day of application. Whereas disbursal of loan is approved by bank but once it gets approved the applicant get the loan amount on same day of approval.
  • High Loan Amounts:-Customer can get maximum amount in the form of loan. One can get maximum of Two Lakh rupees as loan.
  • Safety of Gold Ornaments: - Customer can be assuring about their gold jewellery because it is safe in bank’s vaults.
  • Loan on Gold jewellery: - Gold loan helps in taking loan against gold which one owns.
  • Chance of earning edge loyalty points: - By applying gold loan from Axis bank customer also gets the chance of earning up to One Hundred and Fifty edge Loyalty points.
  • NIL charges on Loan Prepayment Charges: - Customer can pre-close the gold loan easily without any pre-payment charges.
Interest Rates of Gold Loan in Axis Bank

Current interest rates on Axis Bank gold Loan ranges between 14.50% - 17%. Bank calculates only simple interest on loan.

Axis Bank Gold Loan Eligibility Criteria

Any applicants between the ages of 18 to 75 years can apply for this loan.

Below is the given list of Required Documents for Gold Loan from Axis Bank
  • Documents related to Post Disbursement (if any)
  • Form 60/PAN Card
  • Signature of applicant, residence proof & Identity proof.
  • Application form should completely fill and signed.
  • 2 photographs in Passport size
  • Proof of Age.
Other Charges and Fees of Axis Bank Gold Loan:-

Processing Fees for Loan

One percent of loan amount

charges for Loan Fore-closure


Charges for Valuation


Charges for Part payment


Penal Interest

If loan amount is overdue then 2% per month is charged.