Axis Bank Gold Loan

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Axis Bank Gold Loan is the best finance you can take help of when in need of fulfilling urgent expenses. Axis Bank is one of the leading and popular banks In India. It also provides loan against gold among other services. You can apply for gold loan in Axis bank at Customer can take loan against their gold jewellery/ ornaments. It can be used for various purposes such as down payment for a property or car, business expansion, child’s education, vacation with family, medical emergency, etc.

At our website,, you can also access Axis bank EMI calculator and know Axis Bank gold loan eligibility for free.

Axis Bank Gold Loan Details Updated on 24th February 2020

Loan Amount

Minimum -Rs. 25,001

Maximum - Rs. 20,00,000

Loan Tenure

6 months to 36 months

Interest Rate

14.50% to 17%

Why Choose Axis Bank Gold loan?

Axis Bank has attractive offer on gold loan. It charges nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the bank has helped several customers fulfil their financial needs with loan against gold.

Features of Axis Bank Gold Loan

Below mentioned financial requirement can be fulfilled with Axis Gold Loan:-

Axis Bank Gold Loan Features

  • Multiple Repayment Options:- Customer gets multiple option for repayment for loan on gols and the options are
    • (i) One can pay the principle amount at the time of maturity and interest on monthly basis,
    • (ii) There is facility of repaying the loan through EMI,
    • (iii) The customer can pay the interest in advance and principle amount at the time of maturity.
  • Quick Loan Disbursal: - Customer can get gold loan online disbursed on same day of application. Whereas disbursal of loan is approved by bank but once it gets approved the applicant get the loan amount on same day of approval.
  • High Loan Amounts:-Customer can get maximum amount in the form of loan. One can get maximum of Two Lakh rupees as loan.
  • Safety of Gold Ornaments: - Customer can be assuring about their gold jewellery because it is safe in bank’s vaults.
  • Loan on Gold jewellery: - Gold loan helps in taking loan against gold which one owns.
  • Chance of earning edge loyalty points: - By applying gold loan from Axis bank customer also gets the chance of earning up to One Hundred and Fifty edge Loyalty points.
  • NIL charges on Loan Prepayment Charges: - Customer can pre-close the gold loan easily without any pre-payment charges.

Why Apply for Axis Bank Gold loan on

At Loanbaba, you can compare and apply for gold loans online. You can check out several gold loan schemes by Axis Bank and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. We also offer you free-of-cost Axis Bank gold loan EMI calculator to calculate the monthly instalment to be paid.

You can also quickly apply for Axis Bank Gold loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for Axis Bank Gold loan on Loanbaba?

You can apply for Axis Bank gold loan or any other bank/NBFC gold loan at

Axis Bank Gold Loan Interest Rates

Current Axis Bank gold Loan interest rate ranges between 8.40% and 17%. Bank calculates only simple interest on loan.

Axis Bank Gold Loan Eligibility Calculator

Gold loan eligibility may differ from one candidate to another. You can also use free-of-cost Axis Bank gold loan eligibility calculator at

Types of Axis Bank Gold loans

Axis Bank has gold loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Axis Bank Gold loan FAQs

Below provided are important questions about gold loan Axis Bank

  • addFAQs
    1. What is the Axis Bank Gold Loan Eligibility Criteria?
    2. Any applicants between the ages of 18 to 75 years can apply for this loan.

    3. What is the list of Required Documents for Gold Loan Axis Bank?
      • Documents related to Post Disbursement (if any)
      • Form 60/PAN Card
      • Signature of applicant, residence proof & Identity proof.
      • Application form should completely fill and signed.
      • 2 photographs in Passport size
      • Proof of Age.
    4. What are the Other Charges and Fees of Axis Bank Gold Loan?

    Below mentioned are the fees and charges for gold loan Axis Bank.

    Processing Fees for Loan

    One percent of loan amount

    charges for Loan Fore-closure


    Charges for Valuation


    Charges for Part payment


    Penal Interest

    If loan amount is overdue then 2% per month is charged.

Axis Bank Gold Loan Review

Gold Loan
star star star star star 15.0/5
Axis bank provided me an instant response in regards to my Gold Loan application. The processing charges were minimal. It is a trusted service from their team.
Mumbai February 20, 2020
Gold Loan
star star star star star 14.0/5
My experience with Axis bank for Gold Loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and Axis were professional in their service.
Mumbai February 20, 2020
Gold Loan
star star star star star 15.0/5
I had applied my Gold Loan in Mumbai at Axis bank. I was in dire need of funds and fortunately got the loan amount soon.
Mumbai February 19, 2020
Gold Loan
star star star star star 15.0/5
I requested for Gold Loan in Ahmadabad from Axis bank. At first there were some issues as their charges were increasing my expenses than expected, but worked out a solution to it. All thanks to their customer service.
Mumbai February 19, 2020

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401, Lakhani Centrium, Sector 15, CBD Belapur, Navi Mumbai, Maharashtra 400614

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