Axis Bank Gold Loan is available for people up to 75 years of age. They can pledge gold jewellery or coins (up to 50 grams), and get the funds within the same day of loan approval. The tenure is up to 36 months for retail loans, and 12 months for an overdraft facility. The bank also offers agriculture jewel loans at low rates starting from 13%. You require only KYC documents and other necessary papers to avail of the loan against gold.
In this post, we will discuss Axis Bank Gold Loan features, eligibility criteria, types of jewel loans, interest rates, documents required, and frequently asked questions.
Here are the features:
Here are the eligibility norms:
Here are the details for the different types of jewel loans Axis Bank:
Here are the Axis Bank Retail Gold Loan Rates:
Here are the Axis Bank Agriculture Gold Loan Rates:
Here are the required documents to apply for jewel loans:
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Here are the Gold Loan Axis Bank FAQs:
For a non-Axis Bank customer, cash disbursement up to Rs. 1 lakh is possible.
The bank may renew the gold loan account at the borrower’s request. A prior review will be done before the bank takes the decision.
The gold overdraft facility allows you to withdraw/deposit multiple times as per your requirement.
Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Axis Bank for gold loans.
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