Axis Bank EasyAccess Savings Account

Indian residents and HUFs (Hindu Undivided Families) are eligible to open 'Easy Access Savings Account' in Axis bank. The interest rate under this scheme is 4% on daily balance which is paid quarterly to the customers. Bank offers a Visa Classic debit card to the customers opening accounts under this scheme. The minimum balance requirement for this account is Rs ten thousand in metros.

Services Offered:

  • Internet banking
  • Mobile banking
  • Passbook and e-statements
  • Free cheque book (only one) per quarter
  • Free cash withdrawals (only 5) at Axis Bank and non Axis Bank ATMs

Features of Axis Bank Easy Access Savings Account:

  • Easy access at over 2300 branches and 11500 Axis Bank ATMs
  • Minimum balance requirement of just Rs 10000
  • Easy monitoring of account via monthly e-statements and passbook
  • The debit card linked with account gives a facility to withdraw Rs 40,000 cash per day and shop for an amount of up to Rs 100,000
  • Rewarding of loyalty points and easy redemption via 'eDGE Loyalty Rewards Program'
  • Complimentary Accidental Insurance with a cover of Rs 2 lakhs
  • Integrated lost card liability and purchase protection liability up to Rs fifty thousands

Fees and charges of Axis Bank Easy Access Savings Account:

  • 1. Debit card fees
    • Issuance charges of Rs 150
    • Annual fees of Rs 150
  • Account closure charges of Rs 500
  • NEFT fees
    • Up to Rs 10,000: fee Rs 2.5 for unique transaction
    • Rs 10,000 to Rs 1 Lakh: fee Rs 5 to every transaction
    • Rs 1 Lakh to Rs 2 Lakh: fee Rs 15 each transaction
    • above Rs 2 Lakh: fee Rs 25 for every transaction
  • IMPS charges
    • Up to Rs 1 Lakh: charges Rs 5 for every transaction
    • Rs 1 Lakh to Rs 2 Lakh: charges Rs 15 for each transaction
  • International cash withdrawal fee of Rs 125 and balance enquiry fee (ATM) of Rs 25 is levied.
  • 2.5% surcharge with a minimum of Rs 10 at petrol pumps
  • Card replacement fees of Rs 100
  • Additional cheque book fee of Rs 50 per cheque book and Rs 100 for duplicate passbook
  • DD/PO cancellation, revalidation at Rs 100 per head
  • Photo attestation, signature verification, balance certification charges of Rs 100 each
  • Foreign currency deposit charges of Rs 100 at branches
  • Axis/ Non Axis ATM transaction fee beyond limits:
    • Financial: Rs 20 for every transaction
    • Non Financial: Rs 8.5 for each transaction

Other Banks Savings Accounts

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401, Lakhani Centrium, Sector 15, CBD Belapur, Navi Mumbai, Maharashtra 400614

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