Axis BankAxis Bank EasyAccess Savings Account

Indian residents and HUFs (Hindu Undivided Families) are eligible to open 'Easy Access Savings Account' in Axis bank. The interest rate under this scheme is 4% on daily balance which is paid quarterly to the customers. Bank offers a Visa Classic debit card to the customers opening accounts under this scheme. The minimum balance requirement for this account is Rs ten thousand in metros.

Services Offered:
  • Internet banking
  • Mobile banking
  • Passbook and e-statements
  • Free cheque book (only one) per quarter
  • Free cash withdrawals (only 5) at Axis Bank and non Axis Bank ATMs
Features of Axis Bank Easy Access Savings Account:
  • Easy access at over 2300 branches and 11500 Axis Bank ATMs
  • Minimum balance requirement of just Rs 10000
  • Easy monitoring of account via monthly e-statements and passbook
  • The debit card linked with account gives a facility to withdraw Rs 40,000 cash per day and shop for an amount of up to Rs 100,000
  • Rewarding of loyalty points and easy redemption via 'eDGE Loyalty Rewards Program'
  • Complimentary Accidental Insurance with a cover of Rs 2 lakhs
  • Integrated lost card liability and purchase protection liability up to Rs fifty thousands
Fees and charges of Axis Bank Easy Access Savings Account:
  • 1. Debit card fees
    • Issuance charges of Rs 150
    • Annual fees of Rs 150
  • Account closure charges of Rs 500
  • NEFT fees
    • Up to Rs 10,000: fee Rs 2.5 for unique transaction
    • Rs 10,000 to Rs 1 Lakh: fee Rs 5 to every transaction
    • Rs 1 Lakh to Rs 2 Lakh: fee Rs 15 each transaction
    • above Rs 2 Lakh: fee Rs 25 for every transaction
  • IMPS charges
    • Up to Rs 1 Lakh: charges Rs 5 for every transaction
    • Rs 1 Lakh to Rs 2 Lakh: charges Rs 15 for each transaction
  • International cash withdrawal fee of Rs 125 and balance enquiry fee (ATM) of Rs 25 is levied.
  • 2.5% surcharge with a minimum of Rs 10 at petrol pumps
  • Card replacement fees of Rs 100
  • Additional cheque book fee of Rs 50 per cheque book and Rs 100 for duplicate passbook
  • DD/PO cancellation, revalidation at Rs 100 per head
  • Photo attestation, signature verification, balance certification charges of Rs 100 each
  • Foreign currency deposit charges of Rs 100 at branches
  • Axis/ Non Axis ATM transaction fee beyond limits:
    • Financial: Rs 20 for every transaction
    • Non Financial: Rs 8.5 for each transaction
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