IOB – Savings Bank Gold II
Savings Bank Gold II account introduced by Indian Overseas Bank provides the same facility as Savings Bank Gold I account. Professionals like Doctors, CEOs, IPS and IAS officers, Lawyers, Public and Private sector employees, Chartered Accountants, executives employed with MNCs and High Net worth Individuals (HNIs) are the major clients of this scheme. A minimum of Rs 1, 00,000 or more is required as the Quarterly Average Balance (QAB) to keep the banking options available.
IOB Savings Bank Gold II Account Features
Free Services: Cashless purchases or online payments with International Debit Card, multi city chequebook that can be accessed from Magnetic Ink Character Recognition Code (MICR) centers, mobile and internet banking for paying taxes, bills and more, chequebook with subscriber's name printed, and opening a Demat account.
Keeping track of this bank account gets easy, as every month, the subscriber receives monthly account statement on his/her registered email ID.
Quick notification is sent to subscriber's mobile, whenever he/she makes a transaction.
The account holder in an NEFT network can make transactions to any bank account via NEFT & RTGS easily and securely.
The account holder can avail the facility of Family Health Insurance Policy and is eligible for Rs 5, 00,000 as a personal accident insurance cover (only after the subscriber's death).
This account provides with anywhere banking solutions from any TBA/CBS branch and provides with the facility of using an ATM of any bank for transaction with no charges.
Savings Bank Gold II account also provides with online equity trading option where the subscriber can maximize his/her investments.
It also avails the privilege of providing Overseas Travel Card without any charges for travelling to foreign lands without any problem.
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