HDFC Bank offers special savings account for Senior citizens where they are given various privileges and enhanced saving facilities. This account is termed as HDFC Senior Citizens Account. The minimum balance requirement under this account is Rs 5000 in urban and semi-urban areas. The interest rates applicable are 4% per annum.
The account holders are given an EasyShop International Debit card. Senior citizens who are residents of India and fall within the age group of 60 years or above can open this account. In the case of joint account, the senior citizen should be the first applicant.
Different services such as BillPay, InstaAlert, net banking, standing instructions, mobile banking, etc. are offered to these account holders.
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