PNB gold loan interest rates are apt for anyone, as these are low, starting at 10.05%. The Punjab National Bank (PNB) offers many types of gold loans for all types of customers, making it one of the most competitive loans against gold providers in India. These interest rates apply to both new as well as the prevailing customers. The actual interest rates completely depend on three factors, the loan value, purity of gold you pledge and the loan to value ratio.
The Loanbaba.com provides all information about PNB gold loan rate of interest.
Starting from 10.05%
Pay 0.7% of the loan value upfront plus taxes
Tenure of the Loan
Rs. 10 lakhs at max
Gold Loan Scheme
Bullet Repayment Scheme
The gold loan interest rates at PNB start at 10.05%. Factors such as loan tenure, amount, loan to gold ration determine the actual interest rates. The existing account holders might enjoy additional discount on these loans.
The PNB has attractive offer on gold loan. It charges nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the bank has helped several customers fulfil their financial needs with loan against gold.
Other than the interest rates, following charges may apply to avail loans:
Documents Required to Apply for Punjab National Bank Gold Loan: One only needs ID and address proof to avail the loan. You do not need to show an income proof or have a good CIBIL score to avail the same.
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