Other Priority/Non-priority Sector
Rs. 10 lakhs above to Rs. 25 lakhs
Vijaya Bank Gold Loan and Bank of Baroda (BOB) Gold Loan is up to Rs. 25 lakhs. The jewel loan is available for the purpose of agriculture and allied activities, other priority, and non-priority sectors. The tenure of the loan is for up to a year. And the interest rate is based on MCLR as well as the end-use of funds. Gold jewellery and bank-sold coins are acceptable as collateral. Apart from identity proof, address proof, passport-size photographs, duly filled and signed application form, the borrower has to submit proof of agriculture activity.
NOTE: Vijaya Bank was amalgamated with Bank of Baroda with effect from 1 April 2019. The post below contains information about erstwhile and current loans against gold schemes. You will also learn about the gold loan features, eligibility criteria, interest rates, and FAQs.
Vijaya Bank or Bank of Baroda Gold Loan Retail features:
Here are the eligibility norms:
Here is the Vijaya Bank/Bank of Baroda Gold Loan Interest Rate:
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Here are the FAQs:
Documents to be submitted while applying for the loan:
Here are the details about the repayment module:
The erstwhile charges and fees are for the proposed jewel appraisal charges
The Bank of Baroda/Vijaya Bank gold loan charges are as follows:
Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Vijaya Bank/BOB for gold loans.
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