Vijaya Bank Gold Loan

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Vijaya Bank Gold Loan has been one of its most acclaimed gold loans by its customers in India, as it is most beneficial by individuals who possess gold valuables. You can apply for gold loan in Vijaya Bank at loanbaba.com. At our website, you can also access Vijaya Bank Gold Loan EMI calculator and know Vijaya Bank gold loan eligibility, gold loan features, documents required for gold loan, and gold loans interest rates in Vijaya Bank for free.

Vijaya Bank Gold Loan Details Updated on 26th May 2018

Loan Amount

Rs. 50 thousand to No Limit

Loan Tenure

1 Years

Interest Rate

11.00% to 17.00%

Our website, Loanbaba.com provides all the information about Gold Loan Vijaya Bank online:

Why Choose Vijaya Bank Gold loan?

Vijaya Bank has attractive offer on gold loan. It charges nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the bank has helped several customers fulfil their financial needs with loan against gold.

Features of Vijaya Bank Gold Loan

  1. Gold Loan in Vijaya Bank: Schemes Available:
    • Vijaya Bank Jewel Loan: It offers loan based on the daily prices of gold, quoted by the bank, and can be availed by individuals of all income groups.
    • Vijaya Gold Cash Credit: it is offered to customers of Vijaya Bank by which borrowers can pledge their gold jewellery and get credit as operative cash credit.
  2. Vijaya Bank Loan against Gold: Benefits offered:

There are many benefits offered for those applying for the Gold Loan.

  • Vijaya Bank Gold Loan Online: Provided to individuals, to meet all types of personal cash requirements, for business, education and housing.
  • Vijaya Gold-Cash Credit Scheme: Provided to customers, who can get loans against jewels security under “Operative Cash Credit Facility”, by which money can be withdrawn or credited, within the limit.
  • Customers can avail loans, with a choice between operative limit or the fixed term loan.
  • Repayment tenure for borrowers is for 12 months or for a 2 year operative limit.

Why Apply for Vijaya Bank Gold loan on Loanbaba.com?

At Loanbaba, you can compare and apply for gold loans online. You can check out several gold loan schemes by Vijaya Bank and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for Vijaya Bank Gold loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for Vijaya Bank Gold loan on Loanbaba?

You can apply for Vijaya Bank gold loan or any other bank/NBFC gold loan at Loanbaba.com.

Vijaya Bank Gold Loan Interest Rates

Interest rates for the Gold loan vary between 11% and 17% p.a. and is subject to frequent revisions depending on various factors.

Vijaya Bank Gold Loan Eligibility Calculator

Gold loan eligibility may differ from one candidate to another. You can also use free-of-cost Vijaya Bank gold loan eligibility calculator at Loanbaba.com

Types of Vijaya Bank Gold loans

Vijaya Bank has gold loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Vijaya Bank Gold loan FAQs

Below provided are important questions about gold loan Vijaya Bank

  • addFAQs
    1. What are the Vijaya Bank Gold Loan eligibility criteria?
      • For Vijaya Bank Jewel Loan, all earning individuals such as salaried, professional and self-employed are eligible.
      • For Vijaya Gold Cash Credit Facility, all existing customers who are above the age of 18 years can avail the loan.
    2. What are the documents required for Gold Loan Vijaya Bank?
    3. Documents to be submitted while applying for the loan:

      • Completed application form, along with recent passport-size photographs, has to be submitted, when applying for the loan.
      • Loan or Cash credit application against gold jewels pledged
      • Agreement for demand cash credit, by pledging jewels
      • At least one Address proof document, such as ration card, utility bill, passport, voter ID, Aadhar card, driving license etc.
      • At least one II-proof document, such as PAN card, Voter ID, passport, Aadhar card, driving license, etc.
    4. What are the fees and charges for Gold Loan from Vijaya Bank?

    The charges and fees are for the proposed jewel appraisal charges

    • If you are from the rural areas, you will be charged 0.10% of the loan amount. You will have to pay minimum charge of Rs. 51 and a maximum charge of Rs. 510.
    • If you are from a non-rural area, you will be charged 0.25% of the loan amount. You will have to pay minimum charge of Rs. 102 and a maximum charge of Rs. 510.

Vijaya Bank Gold Loan Review


Gold Loan
star star star star star 14.0/5
My experience with Vijaya bank for Gold Loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and Vijaya were professional in their service.
Mumbai May 22, 2018
Gold Loan
star star star star star 12.0/5
Gold Loan by Vijaya bank was perfect, but the turnaround time is something they can work upon.
Mumbai May 22, 2018
Gold Loan
star star star star star 15.0/5
I had applied my Gold Loan in Mumbai at Vijaya bank. I was in dire need of funds and fortunately got the loan amount soon.
Mumbai May 21, 2018
Gold Loan
star star star star star 15.0/5
I approached Vijaya bank for Gold Loan through loanbaba. They approved my loan on receipt of all documents. My credit score was as per their criteria and I therefore received a very low interest rate.
Mumbai May 21, 2018
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