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A gold loan or loan against gold is a loan provided by banks or NBFCs against the gold jewellery submitted by borrower, as collateral. You can pledge gold ornaments and only bank-purchased gold coins. The funds can be utilized to fulfil any financial needs. You can take loan for travel trips, wedding expenses, home repair, vehicle purchase, education, shopping essentials, medical expenses, etc.
On loanbaba.com you will find all information about gold loans. You can compare and apply for a loan against gold on the website.
Below given are features of Gold Loan:
These loans are given to small and medium sized enterprises.
It is meant to fulfil needs of rural borrowers and extended to MSMEs.
Loan amount is based on gold value at current market rate of the gold asset submitted.
Given below is a set of eligibility criteria for online gold loan apply with Loanbaba.
The loan against gold interest rate is between 10.50% and 13.50%. But these rates are subjected to changes as per the policy of RBI and bank/NBFC.
Both banks (private and public sector) and non-banking financial companies provide loan against gold India. However, some of the major providers you can check out are: Muthoot Finance, Manappuram Finance, Allahabad Bank, HDFC Bank, SBI (State Bank of India), ICICI Bank, Bajaj Finserv, Axis Bank, etc. If you need gold loan from these or any other providers, you can compare gold loan, select, and apply for it on our website.
Gold loan India can be repaid in many ways, as mentioned below:
You can access free-of-cost Gold Loan EMI calculator at our website to check for the exact EMI amount to be paid.
At Loanbaba, you can access unbiased comparison of loan against gold across leading NBFCs and banks. Here is why you should apply for a gold loan on our website.
Given below are some of the important questions you may have about Loanbaba Gold Loan.
During an urgent financial need, your gold ornaments can easily unlock easy cash for you. You can use the funds for any financial purpose.
17/09/2020 Very safe reliable and convenient process. Pooja madam and her team assisted very professionally and completed the loan process. Thanks team and loan baba. BR Sahana Ragavendra
17/09/2020
Very safe reliable and convenient process. Pooja madam and her team assisted very professionally and completed the loan process. Thanks team and loan baba. BR Sahana Ragavendra
08/09/2020 Thank you for your support. I never seen this type of good service. You are (Loanbaba) the best in the industry . I have taken short term loan from other NBFC and they are rude. Great experience and great help Thank you...
08/09/2020
Thank you for your support. I never seen this type of good service. You are (Loanbaba) the best in the industry . I have taken short term loan from other NBFC and they are rude. Great experience and great help Thank you...
01/09/2020 It has been great. Hope I will avail the facility I have applied for.
01/09/2020
It has been great. Hope I will avail the facility I have applied for.
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