Small Cash Loan

Get upto Rs. 1,00,000 in 2 hours

Preliminary Information
Personal Details ( Please enter your name as per PAN card )
Permanent Address (Same as above)
Employment Details
Small Cash Loan/Immediate Cash Loan Details
Amount Rs. 10,000 to Rs. 1,00,000 (Rs. One Lakh)
Loan Tenure 3 Months to 9 Months
Interest Rate 0.1% per day

What is a Small Cash Loan?

Small Cash Loan or Immediate cash loans is a financial product offered by Loanbaba. It is an unsecured short-term personal loan, where you as a borrower can avail an amount between Rs. 10,000 and Rs. 50,000 (Rs. Fifty Thousand). This loan facility is only available for salaried individuals. It is a multipurpose loan, and you can use the funds for expenses such as a medical emergency, home repair, travel trip, an important festive event, fees for an educational course, purchase of a gadget, and many more. Thus, a small cash loan is a perfect solution to meet all your unexpected expenses and urgent cash needs.

NOTE : Currently, Small Cash Loan is available in Mumbai, Pune, Delhi, Gurgaon, Noida, Bangalore, Chennai, Hyderabad, Kolkata, Jaipur, Indore amongst other major cities.

Need Rs. 50000 Urgently? Follow the Below-mentioned Steps:

Do you need an immediate cash loan of Rs. 50,000 in as less as 2 Hours? If so, then a small cash loan is a suitable option. It is one of the best immediate cash loans in India for salaried individuals, who need a short-term loan for emergency expenses. So, next time when you wonder – I need 50000 rupees loan urgently, do not worry, simply visit the Loanbaba app or website and apply for an instant cash loan, and get funds credited to a bank account in a day.
Many financial institutions do not offer loan facilities on weekends, but we provide instant cash loan 24/7 in India, even on the non-banking weekend days. Here is what you need to do to avail Rs. 50,000 loan:

  • Make sure to keep soft copies of required documents ready when making a loan application, as the loan procedure is completely paperless.
  • You have to upload the soft copy of documents with the application so that we can verify your details and smoothly process the loan.
  • You can apply for a loan online at any time of the day.
  • Our executive will check your loan application and contact you as soon as possible to discuss further details.

If you qualify for the loan, the funds are quickly transferred without further ado. Once you successfully close the loan, you can reapply for a new small cash loan, we will be happy to help.

What Are the Various Types of Small Cash Loans?

1. Mini Cash Loan: A mini cash loan dubs as a small cash loan because the loan amount is small and taken over a short-tenure (up to 6 months). You can borrow as little as Rs. 10,000 to Rs. 50,000. It is a pocket-sized loan that you can avail online on our website without having to step out of your home. You can also download our mobile app and apply for the loan. A credit score of 600+ is preferred to qualify for the loan. However, a CIBIL score of 550+ will be considered if there are no overdue.

  • Digital Process: Our product is completely digital, giving clarity to the borrowers. People may have been conditioned in the traditional lending scheme but moving online will surely serve as a huge boon owing to the numerous advantages. A mini cash loan is an ideal tool for your needs when one is in urgent need of money and has things to take care of, immediately.
  • Minimal Turn Around Time (TAT): An urgent requirement of funds is no more a calamity where you have to ask your colleagues and friends to put you in an embarrassing position. Loanbaba’s customer-friendly policies for mini cash loans ensure loan applicants have a smooth experience when they are in need.
  • Instant Approval: We understand the importance of the time factor when it comes to monetary needs and act with a sense of urgency for all our applicants.
  • Minimal Paperwork: Our environment is sympathetic to a loan applicant’s distress and provides hand-holding to all customers equally, irrespective of their credit background.

2. Same Day Loan: The same day loan gets disbursed the same day of the loan application/approval. Sometimes, the funds get disbursed within as less as 2 hours, and you may not even have to wait for 2 Hours. Remember that if you apply for the loan outside the banking hours, the amount will be credited the next day.

If you are an existing customer at Loanbaba, you can get this small cash loan faster. This is because we maintain a record of submitted documents. So you do not have to resubmit any document, apart from the latest bank statement and salary proof.

3. Fast Cash Loan: A small cash loan has another version, fast cash loan which are known for a speedy disbursal process in just a few hours. This loan product is ideal for those who are in immediate need of cash. From filling the loan application form, uploading required documents, getting approval on the loan, and the funds, everything happens at a fast pace.

It takes only 2 minutes to apply for the loan online. If all the documents, proofs are in place, and you are eligible for the loan, the funds are provided without delays.

4. Emergency Loan: You may have a financial plan for a month, with funds allocated for regular expenses and liabilities. But what if you encounter a financial contingency and have the insufficient bank balance to handle this requirement? In such emergencies, you can opt for a small cash loan or an emergency loan and find a quick solution to monetary woes.

An emergency situation can be of any kind, such as hospitalization, car repair, unplanned travel, etc. Since an emergency loan is multi-purpose, you can use the funds to take care of any urgency, no questions asked!

5. Quick Loan: Loanbaba disburses a quick loan in just a few hours. It is a type of a small cash loan, which acts as a ‘quick’ fix to financial problems. The quick loan process is because of minimal documentation, easy eligibility criteria, and availability of loan application feature online on our website and app.

There is no waiting period involved to get the funds, unlike traditional loans, which consume at least 2 to 3 days for approval and disbursal. Once quick loans are approved, the funds are electronically transferred to your bank account in a jiffy.

NOTE: All these Loans are the same product, with the Loan amount being less than Rs. 1 Lakh & tenure being less than 1 year and are disbursed within a Day.

Things to Consider Before You apply for Small Cash Loan/Immediate cash loan

Before applying online for a small cash loan on our website, please consider the following points:

  • Currently, only Salaried Individuals are eligible for the loan.
  • Your Salary should be via A/c Transfer or Cheque. Cash Salary is not acceptable.
  • Repayment is via the EMI method of monthly installment.
  • The loan amount borrowed (between Rs. 10,000 and Rs. 50,000), will depend on many factors such as your income, repayment capacity, credit history, etc.
  • The Processing Fee will be mentioned in a loan agreement.
  • A small cash loan is currently available in all the major cities, including Mumbai, Pune, Delhi, Gurgaon, Noida, Bangalore, Chennai, Hyderabad, Kolkata, Jaipur, Indore.
  • Repayment can be done via NEFT or post-dated cheques (as per the repayment cycle), submitted to Loanbaba.
  • All necessary checks and documents are mandatory. Like other loan applications online, you will require KYC verification, income proof, employment proof, identity proof, etc.

Why Choose Loanbaba to Avail a Small Cash Loan?

Usually, you may ask a family member or a friend to lend cash when in dire financial situations. However, our product Small Cash Loan is available on the fingertips, and you do not have to get into the hassles of opting for soft loans or depending on peers for any monetary assistance. With us, there is complete transparency, no hidden charges, and an assured loan within a few hours if you meet the loan eligibility criteria.

It takes less than 2 minutes to apply for the loan and submit basic KYC documents.

Also, the website has a strong privacy policy. Your information is never shared with any unconcerned party.

So, why should you choose Loanbaba?

  1. Instant Sanction
  2. Minimal Documentation
  3. Fast Disbursal
  4. Easy repayment structure
  5. No Prepayment charges
  6. No Foreclosure charges
  7. Transparent process
  8. Completely online process
  9. Top-notch customer support

Benefits of a Small Cash Loan

The benefits of an instant loan include:

  • Like a personal loan, a small cash loan can meet any of your financial requirements. We do not impose any restrictions on end use of the funds.
  • Because of our low TAT (Turn-Around-Time), you can get urgent funds in times of insufficient cash flow, without having to wait for days to get funds.
  • Even if your CIBIL/Credit Score is less than 600, we take a call on the genuine cases, and you might be eligible for a loan.
  • You can use this product as a Credit score building mechanism. We offer credit improvement consultancy and suggest how to make the best use of the product.

Small Cash Loan Eligibility Requirements

Below listed are the small cash loan eligibility requirements.

  • You should be at least 21 years of age and a salaried individual to apply for this loan. You should also draw a regular monthly salary.
  • The minimum net monthly salary should be at least Rs. 15,000. The salary must get credited to your bank account. The cash salary is not acceptable.
  • You need to furnish income proof, such as salary slips, and bank account statements reflecting the drawn salary.
  • You should submit KYC documents (ID Proof, Address Proof, PAN card)
  • The minimum credit score should be 600+.

Documents Needed for Small Cash Loan

Below mentioned are the documents to apply for a small cash loan online:

  • 3 Months Salary Slip
  • 6 Months Bank Statement
  • ID Proof, PAN Card, Address Proof, Recent Passport-Sized Photograph

Small Cash Loan Interest Rates

The interest rate will vary as per the customer profile and his/her credit history. The small cash loan interest rate can be as low as 0.1% per day up to 0.33%. There could be many factors that affect the rate of interest for a small cash loan, like your income, existing financial liabilities, and more.

How to Apply for a Small Cash Loan?

Below are the steps to apply for the loan.

  • Just log on to, choose Small Cash Loan as the product and fill up the required details and complete the steps. We will get in touch with you in case we need any additional information. On loan approval, you will receive the loan amount instantly in your bank account.
  • You can also download our official Android Application now available on the Play Store for free. Click on Small Cash Loan on the home screen of the android application and complete the steps to submit the loan application.
  • You may be required to link your social media profiles and verify net banking account so that we can process the loan faster.
  • You can even re-apply for this loan after successfully closing the previous small cash loan taken. Re-applying will be much easier and quicker, you can get funds in as little as 30 mins.
  • You can get in touch with the support team for any loan queries via the dedicated customer support number or by emailing your query to

Frequently Asked Questions About Small Cash Loan

Given below are some of the important questions you may have about Loanbaba small cash loan.

Yes, you need to be currently employed and drawing a regular monthly salary. The salary should reflect in your bank account. To qualify for the loan, you must be employed with the current employer for at least 2 months.

Yes, we access your credit report/score when you apply for a small cash loan. Minimum CIBIL score needed is 600+. A lower score can be considered to provide loan in case your repayment capacity is strong.

You can upload the soft copy of the documents when making the loan application. You do not have to send us a hard copy of any document. Alternatively, you can also email the documents at scl[at]loanbaba[dot]com
Lending decision is taken within minutes of receiving your small cash loan application. If you apply on Loanbaba on it’s non-working weekends, the application is then processed the next working day. Funds are typically disbursed within 2 hours to 2 Hours of the loan approval.
A mini cash loans can be availed by filling in your basic information on the website page for small cash loans and you will be contacted by our trained executives. We value your time!
Online cash loans by Loanbaba are quick and without the hassles of any lengthy paperwork. Though we are thorough with our checks, we take each case individually.
You can send your documents on the website itself after filling in your basic information. Scanning the documents is another option to avail quick cash loans by Loanbaba.
Loanbaba operates in all major cities of India including Mumbai, Pune, Delhi, Gurgaon, Noida, Bangalore, Chennai, Hyderabad, Kolkata, Jaipur, Indore.
Yes, absolutely. You can apply for mini cash loan through Loanbaba even if you are a fresher in credit as long as you are a salaried individual with a minimum income of Rs.25,000.
We at Loanbaba consider 600 to be a good CIBIL score to start proceedings but at times, we do accept candidates with a score of 580 or 550 in case his other credentials are strong.
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