HDFC Bank Gold Loan

HDFC Bank star star star star star_half 4.75 / 5.04 users

HDFC Bank Gold Loan is an umbrella for interesting gold loan schemes. Sampoorna Bharosa loan which is designed for applicants offers finance on their gold. HDFC branches are available everywhere in India therefore one can access gold loan to fulfil financial requirements. You can apply for gold loan in HDFC bank at Loanbaba.com. At our website, you can also access HDFC bank EMI calculator and know HDFC Bank gold loan eligibility and gold loans interest rates in HDFC bank for free.

Our website, Loanbaba.com provides all the information about HDFC Bank Gold Loan.

HDFC Gold Loan Details Updated on 20th September 2018

Loan Amount

Rs. 50 thousand to Rs. 50 lakhs

Loan Tenure

2 Years

Interest Rate

10.50% to 14.50%

Why Choose HDFC Bank Gold loan?

HDFC Bank has attractive offer on gold loan. It charges nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the bank has helped several customers fulfil their financial needs with loan against gold.

Features of HDFC Bank Gold Loan

Below mentioned financial requirement can be fulfilled with HDFC Gold Loan.

HDFC Gold Loan Features:-

  • Approval is quick- Because of less documentation loan gets quickly approved without any delay.
  • Multipurpose loan- Applicant can use loan amount for their financial need which is genuine.
  • Loan amount- Applicant can avail loan as per their requirement with the help of HDFC Bank open to consider facility.
  • Safety - There is three tier sealing system for the gold’s safety.
  • Competitive interest rates- Bank offers competitive rate of interest and under certain circumstances it offers special rates to customers.
  • Prepayment- One can prepay the loan without any excess charge of prepayment.
  • Transparent- Bank maintains full transparency between customer and bank for any charges which bank take.

Why Apply for HDFC Bank Gold loan on Loanbaba.com?

At Loanbaba, you can compare and apply for gold loans online. You can check out several gold loan schemes by HDFC Bank and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. We also offer you free-of-cost HDFC Bank gold loan EMI calculator to calculate the monthly instalment to be paid.

You can also quickly apply for HDFC Bank Gold loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for HDFC Bank Gold loan on Loanbaba?

You can apply for HDFC Bank gold loan or any other bank/NBFC gold loan at Loanbaba.com.

HDFC Bank Gold Loan Interest Rates

Rates of interest charged by bank depend on loan amount, borrower and time duration. Currently the HDFC Bank interest rate is between 10.50% and 15.50%per year but quality of gold is also one of important factor in deciding the rate. Average interest charged by bank is 12-13% which is highly competitive.

There are special rates for existing customer and women of their services and products.

HDFC Bank Gold Loan Eligibility Calculator

Gold loan eligibility may differ from one candidate to another. You can also use free-of-cost HDFC Bank gold loan eligibility calculator at Loanbaba.com

Types of HDFC Bank Gold loans

HDFC Bank has gold loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

HDFC Bank Gold loan FAQs

Below provided are important questions about gold loan HDFC Bank.

  • addFAQs
    1. What is the Documents Required for Gold Loan from HDFC Bank?
    2. In order to make the process simple bank has minimised the documentation part. Procedure can be done in single page. Below is the documents one need to submit for the loan:-

      • Address proof – Address proof should be government recognized (ration card, passport, utility bill, Aadhar card, etc.)
      • ID proof– ID proof should be government approved (DL, PAN card, Passport, etc.)
      • Application form – Application form should be completely filled and signed.
    3. What is the Eligibility Criteria for Gold Loan in HDFC Bank?
      • Security – Customer has to provide gold in the form of security.
      • Income – Customer has to prove that he or she earns enough income to pay the loan.
    4. What are the Charges and Fees for HDFC Loan on Gold?

    Charge /Fee type for Loan against Gold

    Charge /Fee amount

    Processing fee*

    0.50% of loan amount

    charges of foreclosure /Prepayment

    Max – 1%

    In order to waive of such charges customer can contact bank

    Valuation fee

    Min – loans up to Rs 1.5 lakh - Rs 250

    Max – loans over Rs 1.5 lakh- Rs 500

    Charges of Renewal

    Maximum 250 Rs.

HDFC Bank Gold Loan Review


Gold Loan
star star star star star 15.0/5
I have a Gold Loan with HDFC Bank. The loan disbursement was on time and document procedure was quick. I would say it was a satisfactory experience.
Mumbai September 19, 2018
Gold Loan
star star star star star 14.0/5
I stand by with HDFC Bank for the Gold Loan in Mumbai. My experience was nice. Verification process was also done in time and I received the amount within a short time.
Mumbai September 19, 2018
Gold Loan
star star star star star 15.0/5
Gold Loan in Pune was approved by HDFC bank at a great interest rate! I was able to secure the loan for a desirable tenure.
Mumbai September 19, 2018
Gold Loan
star star star star star 15.0/5
Recently HDFC bank approved my Gold Loan. They gave a good response and all terms and conditions were suited to my needs.
Mumbai September 19, 2018

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