Apply for Instant Cash Loan

Get upto Rs. 75,000 in 1 Hour

Preliminary Information
Personal Details ( Please enter your name as per PAN card )
Permanent Address (Same as above)
Employment Details
Instant Cash Loans Details -
Loan Amount Rs. 10,000 to Rs. 75,000 (Rs. Seventy Five Thousand)
Loan Tenure 3 Months to 6 Months
Interest Rate Starting 0.1% per day
Processing Fees 5% + 18% GST

What is an Instant Cash Loan?

Instant Cash Loan is a Personal Loan of up-to Rs. 75,000 offered by loanbaba. It is an unsecured mini loan, where you as a borrower can avail an amount between Rs. 10,000 and Rs. 75,000 (Rs. Seventy Five Thousand). This loan is only available for salaried individuals. The Loan can be useful for any Emergency such as medical, unplanned travel, marriage to name a few. You can also use the funds for home repair, leisure travel, education, purchase of a gadget, and many more. It is a perfect solution to meet all your unexpected expenses and urgent cash needs. Let’s say you need Rs. 50,000 urgently? This product will suit your need to the T. Currently it is available in all major cities including Mumbai, Pune, Delhi, Gurgaon, Noida, Bangalore, Chennai, Hyderabad, Kolkata, Jaipur, Indore amongst others.

Features of Instant Cash Loan:

  • Digital Process:
    Our product is completely digital, giving clarity to the borrowers. You just have to apply online, upload the necessary documents and you get an approval.

  • Minimal Turn Around Time (TAT):
    You can get an instant cash loan in 1 hour straightaway credited to your bank account.

  • Instant Approval:
    We understand the importance of the time factor when it comes to monetary needs and act with a sense of urgency for all our applicants.

  • Minimal Paperwork:
    Our environment is sympathetic to a loan applicant’s distress and provides hand-holding to all customers equally, irrespective of their credit background.

  • eNACH:
    This simplifies the EMI payments. If you have Salary account in one of the banks currently live with eNACH, you can configure auto debit within seconds and do not have to submit PDCs, this will fast track your application.

  • eSign:
    Sign your agreement via a simple online process.

Instant Cash Loan Product Details:

Before applying online our website, please consider the following points:

  • Currently, only Salaried Individuals are eligible for the loan.
  • The minimum net monthly salary should be at least Rs. 20,000.
  • Salary should be credited via A/c Transfer/NEFT or Cheque. Cash Salary is not acceptable.
  • You can repay via EMIs, you can also foreclose the loan anytime.
  • The sanction amount will depend on many factors such as your income, repayment capacity, credit history, etc. Repayment can be done via eNACH, NEFT or post-dated cheques (as per the repayment cycle), submitted to Loanbaba.
  • Repayment can be done via eNACH, NEFT or post-dated cheques (as per the repayment cycle), submitted to Loanbaba.
  • All necessary checks and documents are mandatory. Like in case of any other loan, you will require KYC verification, income proof, employment proof, identity proof, etc.
  • You should be at least 21 years of age and a salaried individual to apply for this loan. You should also draw a regular monthly salary.
  • The minimum credit score to get an instant cash loan in 1 hour should be 600. However, lower credit score is also acceptable. You can get the loan sanctioned even if you have a CIBIL Score of 550.

Documents Required:

Before applying online for a instant cash loan on our website, please consider the following points:

  • PAN Card
  • 3 Months Salary Slip
  • 6 Months Bank Statement
  • ID Proof
  • Address Proof

So, why should you choose Loanbaba for your quick cash needs?

  1. Instant Sanction
  2. Minimal Documentation
  3. Fast Disbursal
  4. Flexible Repayment Structure
  5. No Prepayment Charges
  6. No Foreclosure Charges
  7. Transparent Process
  8. Completely Online Process
  9. Top-notch Customer Support

How to Apply for an Instant Cash Loan?

Below are the steps to apply for the loan.

  • Just log on to, choose Instant Cash Loan as the product and fill up the required details and complete the steps. We will get in touch with you in case we need any additional information. On loan approval, you will receive the loan amount instantly in your bank account.
  • You may be required to link your social media profiles and verify net banking account so that we can process the loan faster.
  • You can even re-apply for this loan after successfully closing the previous small cash loan taken. Re-applying will be much easier and quicker, you can get funds in as little as 30 mins.
  • You can get in touch with the support team for any loan queries via the dedicated customer support number or by emailing your query to

Frequently Asked Questions About Instant Cash Loan

Given below are some of the important questions you may have about Loanbaba instant cash loan.

Yes, you need to be currently employed and drawing a regular monthly salary. The salary should reflect in your bank account. To qualify for the loan, you must be employed with the current employer for at least 2 months.

Yes, we access your credit report/score when you apply for a instant cash loan. Minimum CIBIL score needed is 600+. A lower score can be considered to provide loan in case your repayment capacity is strong.

You can upload the soft copy of the documents when making the loan application. You do not have to send us a hard copy of any document. Alternatively, you can also email the documents at scl[at]loanbaba[dot]com
Lending decision is taken within minutes of receiving your small cash loan application. If you apply on Loanbaba on it’s non-working weekends, the application is then processed the next working day. Funds are typically disbursed within 2 hours to 2 Hours of the loan approval.
A mini cash loans can be availed by filling in your basic information on the website page for small cash loans and you will be contacted by our trained executives. We value your time!
Online cash loans by Loanbaba are quick and without the hassles of any lengthy paperwork. Though we are thorough with our checks, we take each case individually.
You can send your documents on the website itself after filling in your basic information. Scanning the documents is another option to avail quick cash loans by Loanbaba.
Loanbaba operates in all major cities of India including Mumbai, Pune, Delhi, Gurgaon, Noida, Bangalore, Chennai, Hyderabad, Kolkata, Jaipur, Indore.
Yes, absolutely. You can apply for mini cash loan through Loanbaba even if you are a fresher in credit as long as you are a salaried individual with a minimum income of Rs.25,000.
We at Loanbaba consider 600 to be a good CIBIL score to start proceedings but at times, we do accept candidates with a score of 580 or 550 in case his other credentials are strong.
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