Loanbaba Blog

credit_utilization 0

How Does a Low Credit Utilization Help You?

The credit utilization ratio is used by credit reporting organizations for calculating a borrower’s credit score. It is the percentage of your total available credit you can use at a given point in time....

A Detailed Look into NABARD and Its Finance Schemes

NABARD (National Bank for Agriculture and Rural Development) is a specialized bank of India having being set up as with the recommendations of CRAFICARD (Committee to Review Arrangements for Institutional Credit for Agricultural and...