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The full form of EMI is 'Equated Monthly Instalment'. This simply means the money you will pay to the lender every month for clearing the loan. You can choose to pay either variable or fixed instalments for this loan. Also, you have the choice to pay the instalments via post-dated cheques or Standing Instructions that will allow debiting the amount from your account.

A car loan EMI calculator can help you through the process of deciding the model of the car to the planning for your monthly budget to make the car loan EMIs affordable. Many banks, financial institutions and websites of third party loan comparisons offer this calculator.

In the case of any deposit made in the form of investment and interest applies on it on periodic basis, then the interest is added to the investment periodically. After that, the interest is applied on new amount which comes out after adding the previous interest to the investment. This interest, which applies on investment as well as the interest applied on the investment is called compound interest.

Education loan EMI calculator is used for calculating education loans monthly installments. Education loan is one of the most common loans taken by Indians. Education loan calculator benefits with user friendly interface and saves time on the other hand for EMI calculation. Here are the basic inputs required for using the education loan EMI calculator.

The fixed amount of payment that borrower needs to pay to the lender on monthly basis is called EMI (Equated Monthly Installment). The amount of EMI consists of both principal and interest values which is payable every month. The EMI remains constant/ fixed for every month, the ratio and amount of interest and principal changes with time.

A fixed deposit (FD) is a savings account for fixed income. The users can deposit money in this account over a fixed time period and interest rate. Risk-averse investors prefer FDs as these are safe mode of investment. Both banking and non-banking institutions offer this account and the deposits are called bank deposits and company fixed deposits respectively. The interest is paid for creating either regular income stream or compounded/reinvested for the higher returns.

EMI refers to a certain amount that a borrower needs to pay the lender as a monthly installment for the repayment of loan over a specific period of time. As a reference for details of the repayment of home loan, amortization schedule is used. The EMI is the amount that is derived from the principal amount of loan along with the interest accrued on the loan as per the rate of interest rate applicable on/ agreed upon the loan amount.

To calculate the income tax, you need to calculate some other things first viz. total income, total taxable income and exemptions. After calculation of these things, you can calculate income tax payable.

EMI is abbreviated form of Equated monthly installments which is referred to the fixed payment amount made by a borrower to a lender at a specified date in each calendar month. And loan against property (LAP) means: when a loan is given against the mortgage of property that is against one's self-occupied residential or commercial property.

Balance transfer of a loan is a process of paying off one loan by getting another loan at a cheaper rate. It occurs when the unpaid principal amount is transferred to another bank for a lower rate of interest. By using Balance transfer, one can save money on the heavy EMI installments paid.

Loan Repayment Calculator is an online calculation tool, which helps a person to determine the amount of time left with a given rate of interest to pay his/her complete loan if consistently, paying monthly payments on any ongoing loan.

A payday loan or cash advance is the term used when the borrower writes off a cheque to the lender in return for cash for a short period of time. Here are some ways to get the exact same amount for a payday loan or small cash loan.

Banks permit flexible amount to be borrowed in form of personal loan. The personal loan EMI calculator is used to get an idea of the monthly instalments you will have to pay for the amount that you are planning to borrow. You have to consider the amount of loan, rate of interest, tenure and the EMIs before taking a loan. If you are sure about the first three things, you can efficiently use this tool.

A recurring deposit calculator is used to find out the maturity amount/ value of a recurring deposit (RD). There is a simple formula which helps in calculation of maturity amount and interest on an RD. There are some things that the customers need to take care of for the calculation of RD amount.

A traditional retirement calculator is used to ascertain the future value of your retirement savings and also helps to know how much extra savings per month you require in order to reach your retirement goal. The actual results may depend on certain factors like, your age, your monthly contribution towards such funds, rate of return on the investment and your age after retirement.

One of the methods of retirement planning is just having a look what you are currently having with you, your accumulations till date and if they are sufficient enough to meet your future retirement objectives.

Mutual fund institutions offer this type of investment scheme. Under this scheme, the user can invest a small amount on weekly, quarterly or monthly basis into any mutual fund that he/she has chosen. Retail investors are provided with a passive and disciplined approach of investing for creating long term wealth by using the compounding power.

The National Pension Scheme (NPS) is a scheme launched by the Indian government which focuses on providing a monthly pension for people above 60 years of age.

Under the National Saving Certificate Scheme, the NSC Calculator is used to calculate the interest on an individual's investment, when saving.

In order to calculate PPF, the PPF calculators take the changes in interest rates as well as the month of the change into consideration. As PPF helps us save taxes as well as get loans against the same, the calculators assist us to find the amount still payable in each of the cases. It is imperative to keep track of all your deductions and the total loan amount permitted.