IndusInd Bank Gold Loan

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IndusInd Bank Gold loan is one of the safest solutions to financial requirements. The customers can easily avail the benefits of gold loan offered by the bank. The customers are required to pledge their gold ornaments, jewelry, coins, etc to the bank for availing the loan. The gold loan scheme works on an entirely different premise. Like, the personal loan is sanctioned after reviewing one’s repayment capacity and source of income. For gold loans, the loan amount will depend on the purity and total value of the gold pledged.

You can find details about IndusInd Bank gold loan on Loanbaba.com, so keep a check on this page for further updated information.

IndusInd Bank Gold Loan Details Updated on 17th December 2018

Loan Amount

Rs. 10,000 to Rs. 10 lakhs

Loan Tenure

3 months to 12 months

Interest Rate

11.15% onwards

Why Choose IndusInd Bank Gold loan?

The IndusInd has attractive offer on gold loan. It charges nominal rate of interest. The loan amount can be used for desirable purpose. Loan tenure is flexible and one can get maximum amount as per the gold weight. The procedure for loan sanctioning is transparent and the bank has helped several customers fulfill their financial needs with loan against gold.

Features of IndusInd Gold Loan

  1. Hassle-free loan processing with minimal paperwork.
  2. 10 lakhs is the maximum loan amount one can avail.
  3. The individuals engaged in farming activities and women borrowers will benefit with additional discounts.
  4. As per the specifications directed by the Reserve Bank of India, the premise and safes in which the gold is stored are built using high-grade standards. You gold is safe with the IndusInd Bank.
  5. The loan amount sanctioned will depend on the purity of gold. It will be disbursed as per the gold’s current market value.

Why Apply for Gold loan on Loanbaba.com?

At Loanbaba, you can compare and apply for gold loans online. You can check out several gold loan schemes by the IndusInd Bank and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for a loan against gold online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

IndusInd Bank Gold Loan Interest Rates

The IndusInd Bank Gold Loan interest rate charged is related to various factors. The interest rate per year starts at 11.15%. The bank has the right to change its interest rates and borrowers have to clarify with the bank about the existing bank rate.

IndusInd Gold Loan Eligibility Calculator

Gold loan eligibility may differ from one candidate to another. You can also use free-of-cost gold loan eligibility calculator at Loanbaba.com

Types of IndusInd Bank Gold loans

The bank has gold loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Gold loan IndusInd Bank FAQs

Below provided is important IndusInd Bank Gold Loan FAQs

  • addFAQs
    1. For which activities you cannot use the loan against gold?
    2. The borrowers can use the gold loan offered for personal as well as business finances. However, they cannot use the loan for purchasing gold, land or engage in any illegal activities. The bank will not ask for any security or collateral because the gold pledged would be the collateral.

    3. What are the eligibility criteria for availing IndusInd Gold Loan?
      • Except for the minors, anyone can avail the gold loan from IndusInd Bank by pledging their gold to the bank.
      • The applicant has to submit the gold (ornaments, jewelry, coins, etc.) to the bank in order to avail the loan.
      • The gold range should not be below 18 carats and higher than 24 carats.
      • The loan amount will depend on the actual value of the gold pledged.
      • The applicant can use this loan for catering his/her personal requirements except for purchasing land, gold or investing in the capital market.
    4. What are the documents required?
    • Signature Proof
    • Passport size Photograph
    • Residence Proof
    • Identity Proof

IndusInd Bank Gold Loan Review


Gold Loan
star star star star star 15.0/5
IndusInd bank provided me an instant response in regards to my Gold Loan application. The processing charges were minimal. It is a trusted service from their team.
Mumbai December 16, 2018
Gold Loan
star star star star star 14.0/5
My experience with IndusInd bank for Gold Loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and IndusInd were professional in their service.
Mumbai December 14, 2018
Gold Loan
star star star star star 15.0/5
I had applied my Gold Loan in Mumbai at IndusInd bank. I was in dire need of funds and fortunately got the loan amount soon.
Mumbai December 11, 2018
Gold Loan
star star star star star 15.0/5
I requested for Gold Loan in Ahmadabad from IndusInd bank. At first there were some issues as their charges were increasing my expenses than expected, but worked out a solution to it. All thanks to their customer service.
Mumbai December 8, 2018

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