ICICI Bank Regular Savings Account

ICICI Bank Regular Savings Account provides a wide range of banking solutions with the likes of internet banking, mobile banking and much more to its customers.

The highlights of ICICI Bank Regular Savings Account:

  • Opening an ICICI Bank Regular Savings Account requires a minimum balance of Rs 10,000 in Metro areas, Rs 5000 in urban areas and Rs 2000 in semi-urban areas
  • It carries an Interest Rate of 4% annually
  • Smart Shopper Silver Debit Card is available

Eligibility Criteria:

  • Indian Citizens but NRIs are also eligible along with Hindu Undivided Family Kartas.
  • During form filling, the applicant must be 18 years or above


  • It provides with the facility like 'Money Multiplier'. In case the account holder is left with additional cash in savings account, it can be automatically transferred to the concerned fixed deposit account so that more interest can be earned on the same
  • Free of cost services such as Multi-city chequebook, mobile and internet banking
  • Nomination and bill pay facility


  • Facility of making transactions across all over India from any ICICI branch
  • It keeps you up to date with your account details with E-mail statements
  • Your account can be transferred from your existing ICICI branch to another ICICI branch
  • Spending (purchases from local outlets and Indian Websites) from your savings account will earn you reward points.

Fees and Additional Charges:

  • The bank will deduct Rs 150 yearly as the Debit card fee from both the Joint and First Account holder
  • You can spend Rs 100,000 daily in the country and abroad
  • You can also withdraw Rs 50,000 when in country or abroad
  • Additional Chequebook charges is applicable at Rs 20
  • Rs 15 is charged quarterly for SMS alerts
  • ICICI ATM Transactions:
  • Five transactions (first ones) for every month (both financial and non-financial) are free. Crossing this limit will make you liable to pay Rs 8.50 for non-financial and Rs 20 for Financial and transactions
  • Two initial transactions are free, later to this limit Rs 90 is chargeable