ICICI Bank Pockets Savings Account

ICICI Bank Pockets Savings Account gives its users the advantage of online banking. ICICI Pockets is available with all the features like Debit and Credit Card facility, Phone banking, online shopping and much more, making the whole banking process fun and social. It allows the user to get connected via Facebook as well.

Highlights:

It doesn't require a minimum balance for this account
It has an Interest Rate of 4% annually
Multiple benefits combined with customized Pocket Debit Card

Eligibility Criteria:

It is only applicable for Indian Citizens
The applicant must be 18 years or above at the time of filling the form

ICICI Pockets Features:

The mobile application of ICICI Pockets is available, and one can use it as a digital wallet. To add money to the wallet, one can always use debit cards and internet banking
The application provides exclusive deals and offers on selected brands
Customized debit cards are available which can be used locally. It is powered by VISA, allowing the user to make purchases from the Indian E-commerce websites.
The ICICI Pockets application provides with an additional chat option, which enables the users to ask questions regarding their accounts.
The user can send money instantly to his/her contacts from the phonebook, Facebook friends, email list and Google+

Fees and Additional Charges:

1. Non-ICICI ATMs Transactions:
- First three transactions in a month (both financial and non-financial) in six metro cities of India are free.
- First five transactions in a month (both financial and non-financial) all over India are free
- A fee of Rs 20 for Financial and Rs 8.50 for non-financial transactions will be charged after crossing mentioned threshold
ICICI ATMs Transactions:
- First five transactions in a month (both financial and non-financial) are free. After that, same fee structure as that for non-ICICI ATMs transaction is chargeable
Debit Card Fees costs Rs 150 annually
The first chequebook is free. Rs 20 will is chargeable per extra chequebook