To meet the needs of modern Indian women, Axis Bank offers 'Axis Bank Women Saving's Account' that can be opened with a average balance requirement of 2,500, 5000 and 10,000 in rural, semi urban and urban areas respectively with 4% rate of interest that is paid on account balances and paid out on a quarterly basis. The account offers Visa Classic ATM Debit cards with net banking and mobile banking, and monthly e-statements or passbook can be used for easy transactions.
This saving account is easily accessible with above 11,500 ATM Centres and 2300 branches across India. An opening balance should be at least Rs 10000 in metros and Rs. 2500 in rural areas. This special account has the facility of withdrawal of 40,000 through ATM and shopping transactions up to 1, 00,000 on daily bases.
If one's mailing and permanent address is not the same, two address proof documents will be required.
Charges for the issue of Primary Debit Card are Rs.150 in Metro and Rs.100 in rural and semi urban where as for issuance of 'My Design Card' is the issuance of original card issuance plus Rs.150. In case the customer closes the account within 14 days-or after 6 months after opening an account no charges are levied where as if account is closed between the duration of 14 days to 6 months, then Rs.500 is charged.
If the customer wants net secure with 1 touch, customer is charged with a fee of Rs.800 and for international cash withdrawal charges are Rs.125. The bank also levies fuel surcharge at 2.5% of the sale amount and ECS debit failure of Rs.350 for initial return and after that Rs.750 per each instance.