Axis Bank Prime Plus Savings Account

Axis Bank Prime Plus Savings Account is an account in which a minimum balance of Rs.1, 00,000 is maintained in all locations with 4% rate of interest on account balance for which interest is paid quarterly. This account provides facilities such as Mobile banking, Internet banking with first 10 free withdrawals with passbooks, e-statements, prime plus Debit cards. It also provides 2 free 'payable- at-'par cheque books quarterly.

This Account features 20 free monthly transactions including cash withdrawals /deposits and DD/PO requests, entertainment benefits like 10% cash back on movie ticket bookings. It provides 25% discount on locker rent during the first year. First 10 ATM transactions in Axis bank and 3 out of 5 other Bank transactions are free.

Liabilities on Lost Card, Purchase Protection is up to Rs 50,000. Account holders can easily find their account status with e-statements. They can avail semi-annual accidental insurance up to 3, 00,000 by swiping their credit card. Customer can earn points on various transactions and redeem the same for earning rewards like EDGE reward programme.

Fees and Charges:

• Debit card annual fees Rs.200
• Account closure Rs.500
• Charge of Rs. 5 per Rs.1,000 or Rs.150 whichever is higher after free limit
• NEFT Fees up to Rs 10,000 – Rs 2.5 per transaction; Rs 10,000 to Rs 1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs 2 Lakh – Rs 15 per transaction; above Rs 2 Lakh – Rs 25 per transaction
• IMPS Fees -Up to Rs.1 Lakh – Rs 5 per transaction; Rs 1 Lakh to Rs.2 Lakh - Rs.15 per transaction

Axis /Non AXIS financial and non-financial ATM charges beyond limits are Rs.20 and Rs.8.5 per transaction respectively. Charges for clearing cheques are free upto 1, 00,000 above which Rs. 100 is charged. The bank charges Rs.50 for additional cheque book, surcharge for railway tickets bought with Debit card 2.5% rate of sale amount costing to minimum Rs.10 with Rs.30 per transaction.

A fee of Rs. 100 each is charged for:

• Issuing of card replacement
• duplicate pass book
• Photo Attestation /Address Confirmation //Signature Verification / Revalidation / Balance Certificate ,DD/PO Cancellation/ Duplicate Foreign Currency Deposit Fee (at branches)
• Rs 125 and Rs 25 is charged for International Cash withdrawal fee and balance Enquiry Fee (ATM) respectively.