Axis Bank Prime Plus Savings Account is an account in which a minimum balance of Rs.1, 00,000 is maintained in all locations with 4% rate of interest on account balance for which interest is paid quarterly. This account provides facilities such as Mobile banking, Internet banking with first 10 free withdrawals with passbooks, e-statements, prime plus Debit cards. It also provides 2 free 'payable- at-'par cheque books quarterly.
This Account features 20 free monthly transactions including cash withdrawals /deposits and DD/PO requests, entertainment benefits like 10% cash back on movie ticket bookings. It provides 25% discount on locker rent during the first year. First 10 ATM transactions in Axis bank and 3 out of 5 other Bank transactions are free.
Liabilities on Lost Card, Purchase Protection is up to Rs 50,000. Account holders can easily find their account status with e-statements. They can avail semi-annual accidental insurance up to 3, 00,000 by swiping their credit card. Customer can earn points on various transactions and redeem the same for earning rewards like EDGE reward programme.
Axis /Non AXIS financial and non-financial ATM charges beyond limits are Rs.20 and Rs.8.5 per transaction respectively. Charges for clearing cheques are free upto 1, 00,000 above which Rs. 100 is charged. The bank charges Rs.50 for additional cheque book, surcharge for railway tickets bought with Debit card 2.5% rate of sale amount costing to minimum Rs.10 with Rs.30 per transaction.
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