|ICICI Bank Silver Savings Account|
|Monthly Average Balance (MAB)||Rs. 25,000|
|Interest Rate||3.00% to 3.50%|
|Debit Card||Smart Shopper Silver Debit Card|
ICICI Bank Silver Savings Account comes with privileges such as waiver on PO/DD charges, discount on locker rentals, free alerts, email statement, money multiplier, mobile banking, internet banking, dedicated customer care, and more. The savings bank (SB) account is available for minors, senior citizens over 60 years of age, and those over 18 years of age. You can also port your account to any other branch without any restrictions.
In this post, we will discuss ICICI Bank Silver Savings Account features, eligibility criteria, interest rate, documents required, fees and charges, and FAQs.
Here are more details:
Here are the eligibility norms for this ICICI Bank Savings Account:
Here are details on this ICICI Bank Savings Account Interest Rate:
Here are the documents for this ICICI Bank Savings Account:
Here is more information:
|Non-maintenance of Monthly Average Balance||
|Cash Transaction (Withdrawal and Deposit)||
|Additional Cash Transaction||
|Non-ICICI Bank ATM Interchange||
|Transactions at ICICI Bank ATMs / Cash Recycler Machines (cash withdrawals)||In a month, you can do 5 first financial transactions for free. After this, you have to do Rs. 20 per instance. Non-financial transactions are free|
|ICICI Bank Issued DD Drawn by transfer/cheque||
|Debit Card Fees for First Account Holder||Rs. 99 per annum for gramin locations and Rs. 150 per annum for other locations|
|Debit Card Fees for Joint Account Holder||Rs. 99 per annum for gramin locations and Rs. 150 per annum for other location|
|Cash Withdrawal Limit on Debit Card||
|Cheque Books||No charges for 25 payable-at-par cheque leaves in a year. After this, for every chequebook of 10 leaves, you have to pay Rs. 20|
|Value Added SMS Alerts for Transactions over Rs. 5,000||Rs. 15 per quarter|
|ICICI Bank Branch - Outstation Cheque Collection/ Non-ICICI Bank Outstation cheque Collection||
Here is the FAQ for this ICICI Bank Savings Account:
You have to maintain Rs. 25,000 as the minimum average balance in this ICICI Bank Savings Account.
You have to pay 5% + Rs. 100 of the MAB shortfalls or Rs. 500, whichever is lower. These charges can be waived if you maintain a Fixed Deposit of at least Rs. 1.25 lakhs in the name of the same customer ID.
Here is more:
It is possible to transfer an SB account on request from one ICICI Bank branch to another. You can do so through customer care or internet banking. If you want to do so through the branch, then submit a written request. After this, your account transfer will be completed within 2 working days without any change in your account number, suspension of account operations, or surrender of a chequebook or Debit Card.