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Citibank Personal Loan Details

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Citibank is a popular private sector bank in today’s financial market. It is well-known for offering personal loans, banking, financial lending and advisory services. Started in 1999 in India, it has spread in over 30 cities with 42 branches all over. It is one of the preferred banks at more than 45,000 small and medium corporate. The bank is also known to be offering the highest number of personal loans in India.

Citibank Personal Loan Details Updated on
Loan Amount Rs.10,0000 to Rs.30,00,000
Loan Tenure 5 Years
Interest Rate 10.99% to 18.99%

Citibank is one of the immensely preferred banks because of the number of benefits it comes up with. Availing personal loans here require minimum documentation and quick approval to get your immediate requirements financed. These loans are available for both salaried as well as self-employed people. No preconditions, collateral security or guarantor is required for the same.

Why Choose Citibank Personal Loan?

  • The advantage of this loan is its same interest throughout the duration.
  • Simple documentation is needed and the personal loan in Citibank then gets processed faster.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.
  • You can check out Citibank personal loan eligibility and Citibank personal loan EMI calculator at

Features of personal loans at Citibank provides all the information about Citibank Personal Loan.

  • High loan value – the bank offers loans up to Rs 30 lakh which is the highest amounts yet provided by any banks in India. This high quantum availability makes Citibank popular to anyone looking for large amounts.
  • Quick approval – the bank takes a maximum of 48 hours to get the loan approved. In case the personal loan requests are submitted online, the loan shall get disbursed to the applicants account within two working days after submission of the papers.
  • Flexible repayment period – the tenure for repayment can vary between 12 to 60 months. Thus, the borrowers have an option to either pay hefty EMIs or choose a quick payment option or make the payments in smaller chunks without burdening themselves.
  • Attractive interest rates – the interest rates imposed on personal loans are pretty nominal. This feature makes Citibank one of the popular banks in the market today. The interest rates are fixed on all the personal loans in order to allow fixed EMIs during the loan tenure.

Why Apply for Citibank Personal Loan?

Loanbaba provides comprehensive information about personal loan schemes by Citibank. Keep a note of this page to stay updated with recent information on this bank loan scheme. You can also quickly apply for this loan online on the bank's official website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

Citibank Personal Loan Interest Rates

Personal Loan Citibank interest rate ranges between 10.99% and 16.99% annually. Keep a check on this page to note the updated interest rate for Citibank personal loan.

Citibank Personal Loan Eligibility

  • The applicant for personal loan Citibank needs to met the age requirement and possesses all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.
  • Personal loan eligibility may differ from one candidate to another. You can also use free-of-cost Citibank personal loan eligibility calculator at

Types of Citibank Personal Loan

Citibank has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Citibank Personal Loan FAQs

Below provided are important questions about personal loan Citibank.

The bank also offers its users a benefit of getting their balance consolidated to the high-cost credit cards. They can transfer the amount to a single Citibank personal account managing their cash flows better.

You can check your personal loan monthly payment with respective bank at The calculator is available for use free-of-cost at our website and both visitors and registered members can use this facility. You can even try out the Citibank Personal Loan eligibility calculator to check your loan eligibility for free.

To get personal loan from the bank approved, the higher is your credit score, better are the chances of securing the loan. A CIBIL score ranging between 300 and 900 will be considered, but 700+ score would be required for personal loan. The interest rate offered would also depend on the CIBIL score of the applicant.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Citibank.

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