Citibank Personal Loan

Citibank star star star star star 3.75 / 5.04 users

Citibank is a popular private sector bank in today’s financial market. It is well-known for offering personal loans, banking, financial lending and advisory services. Started in 1999 in India, it has spread in over 30 cities with 42 branches all over. It is one of the preferred banks at more than 45,000 small and medium corporate. The bank is also known to be offering the highest number of personal loans in India.

Citibank Personal Loan Details Updated on 19th September 2018
Loan Amount Rs.10,0000 to Rs.30,00,000
Loan Tenure 5 Years
Interest Rate 10.99% to 18.99%

Citibank is one of the immensely preferred banks because of the number of benefits it comes up with. Availing personal loans here require minimum documentation and quick approval to get your immediate requirements financed. These loans are available for both salaried as well as self-employed people. No preconditions, collateral security or guarantor is required for the same.

Why Choose Citibank Personal Loan?

  • The advantage of this loan is its same interest throughout the duration.
  • Simple documentation is needed and the personal loan in Citibank then gets processed faster.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.
  • You can check out Citibank personal loan eligibility and Citibank personal loan EMI calculator at loanbaba.com.

Features of personal loans at Citibank

Loanbaba.com provides all the information about Citibank Personal Loan.

  • High loan value – the bank offers loans up to Rs 30 lakh which is the highest amounts yet provided by any banks in India. This high quantum availability makes Citibank popular to anyone looking for large amounts.
  • Quick approval – the bank takes a maximum of 48 hours to get the loan approved. In case the personal loan requests are submitted online, the loan shall get disbursed to the applicants account within two working days after submission of the papers.
  • Flexible repayment period – the tenure for repayment can vary between 12 to 60 months. Thus, the borrowers have an option to either pay hefty EMIs or choose a quick payment option or make the payments in smaller chunks without burdening themselves.
  • Attractive interest rates – the interest rates imposed on personal loans are pretty nominal. This feature makes Citibank one of the popular banks in the market today. The interest rates are fixed on all the personal loans in order to allow fixed EMIs during the loan tenure.

Why Apply for Citibank Personal Loan on Loanbaba.com?

At Loanbaba, you can compare and apply for personal loans online. You can check out several personal loan schemes by Citibank and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for Citibank Personal Loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for Citibank Personal Loan on Loanbaba.com?

Visit this link- https://www.loanbaba.com/personal-loan/ to apply for Citibank personal loan or any other bank/NBFC personal loan at Loanbaba.

Citibank Personal Loan Interest Rates

Personal Loan Citibank interest rate ranges between 10.99% and 16.99% annually. Keep a check on this page to note the updated interest rate for Citibank personal loan.

Citibank Personal Loan Eligibility

  • The applicant for personal loan Citibank needs to met the age requirement and possesses all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.
  • Personal loan eligibility may differ from one candidate to another. You can also use free-of-cost Citibank personal loan eligibility calculator at Loanbaba.com.

Types of Citibank Personal Loan

Citibank has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Citibank Personal Loan FAQs

  • addFAQs

    Below provided are important questions about personal loan Citibank.

    1. Does Citibank have balance consolidation plan?
    2. The bank also offers its users a benefit of getting their balance consolidated to the high-cost credit cards. They can transfer the amount to a single Citibank personal account managing their cash flows better.

    3. Why choose Citibank Personal loan EMI calculator?
    4. You can check your personal loan monthly payment with respective bank at loanbaba.com. The calculator is available for use free-of-cost at our website and both visitors and registered members can use this facility. You can even try out the Citibank Personal Loan eligibility calculator to check your loan eligibility for free.

    5. What is the best CIBIL score to get personal loans from Citibank?

    To get personal loan from the bank approved, the higher is your credit score, better are the chances of securing the loan. A CIBIL score ranging between 300 and 900 will be considered, but 700+ score would be required for personal loan. The interest rate offered would also depend on the CIBIL score of the applicant.

Citibank Personal Loan Review


Personal Loan
star star star star star 14.0/5
No compromises, best personal loan in Delhi service by Citibank.
Mumbai September 15, 2018
Personal Loan
star star star star star 15.0/5
Citibank provided me an instant response in regards to my personal loan application. The processing charges were minimal. It is a trusted service from their team.
Mumbai September 15, 2018
Personal Loan
star star star star star 14.0/5
My experience with Citibank for personal loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and Citibank were professional in their service.
Mumbai September 15, 2018
Personal Loan
star star star star star 12.0/5
Personal loan by Citibank was perfect, but the turnaround time is something they can work upon.
Mumbai September 15, 2018

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