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Punjab and Maharashtra Co-Operative Bank Personal Loan Details

Punjab and Maharashtra Co-Op Bank 3.75 / 5.04 users

Punjab and Maharashtra Co-Operative bank is being catering constantly to its customer since its establishment in India in 1984. It offers multiple banking solution and banking products to its customer across the country. Bank also offers the facility of personal loan which is made in such a way that it can meet any financial emergency of an individual without affecting their lifestyle. provides all the information about Punjab and Maharashtra Co-operative Bank Personal Loan:

  • This is a multipurpose, general loan that can be used for any personal requirement which is genuine. Below are given some uses of the loan-
  • Remodelling or renovating  home
  • Vacation
  • Pay wedding expenses
  • Buying household utilities, etc.
  • Pay off medical bills
  • Any individual who is existing user of this bank can apply for the loan only they have to meet some basic requirement of income and age. Person who is applying for loan must have enough source of income to pay back the loan with a stable business or job.
  • In most cases the applicant is asked to provide security or guarantor to avail loan.
  • Customer can get maximum five lakh rupees as loan if bank approved.
  • Customers are advised to check the interest rate prior to applying for loan because interest rates are being charged as per its discretion.
  • Applicant can pay back the loan amount in time period of 5 years through EMI (Equated Monthly Instalments). Apart from this there is an option of paying the loan in 3 or 4 years which one can opt for.
  • One can apply online by providing their basic detail such as bank account number, date of birth, name, etc. on bank’s official website or else by visiting nearest branch.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Punjab And Maharashtra Co Op Bank.

Average user rating 4.6/ 5
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