The Bangiya Gramin Vikash Bank Personal Loan scheme helps you in meeting all financial expenditures of various natures like social obligations, medical emergencies, etc. It is readily available to the professionals as well as the self- employed. Permanent employees of the State and Central government of India, esteemed corporate houses and educational institutions can also avail this scheme.
There are servicing charges (processing fee) applicable on the sanctioned amount. Early repayment of loan amount will not attract penalty. A fixed rate of 12.75 % p.a. is set by the bank.