Kotak Mahindra Bank Personal Loan

Kotak Mahindra Bank is currently fourth largest private sector bank in the country terms of market capitalization. Established in 2003, it is now one of the major banks in India, with a distinction of being the one and only financial services group so far to foray successfully into the banking industry in India. Prior it was Kotak Mahindra Finance Ltd. You can check out personal loans interest rates in Kotak bank at our website.

Kotak Mahindra Bank Personal Loan

Indian national between the ages of 21 and 55 years are eligible for loan under this scheme. The personal loan in Kotak bank is meant to fulfill your personal financial needs which can be kept secret. People generally take this loan for personal reasons like wedding, home improvement, holidays, education, purchasing durables and electronics, etc. Check out Kotak bank emi calculator and Kotak Mahindra bank personal loan eligibility at loanbaba.com.

Why choose Kotak Mahindra personal loan?

Kotak Mhindra is one of the reputed private sector banks in the country. With just a decade of service in India, the bank has projected and positioned itself in a good place in Indian banking industry. The bank serves its customers under more than 1,100 branches throughout the nation. Bank features innovative processes and products which places it among the most tech-savvy institutions in the country.

For its innovation in process, the bank has been awarded by many prestigious institutions in the country, such as CNBC TV1 (Innovative Usage of Data, 2013), Campaign India Digital Crest Awards (Best Digital Strategy, First Twitter Banking Product and Best Usage of Viral Marketing), Business-World (Best Medium Sized Bank, 2013), Outlook (Best Emerging Bank, 2013), etc.

Features of Personal Loan Kotak Bank
  • Repayment options are flexible which can be extended up to a period of 5 years.
  • Interest rates are competitive.
  • Loan processing is quick and easy.
  • Collateral security is not required.
  • One can avail a loan of amount between 50,000 and 15 lakh.
  • The prospective customers get a doorstep service in which they can get a personalized appointment with the bank and a bank representative visits them, for completion of formalities and clarifying any queries regarding the loan.
  • All you need to submit is an identity proof, a photograph, address proof, signature proof, age proof, income details, ownership proof and last 6 months bank statement.
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