Janakalyan Sahakari Bank is a prominent co-operative bank in Maharashtra, India and it has brought forth a great scheme in the guise of the personal loans. Janakalyan Sahakari Bank Personal Loan also known as Janadhar Personal Loan is one of the loans provided by the bank. Loanbaba.com provides all the information about Janakalyan Sahakari Bank Personal Loan:
Being a multipurpose loan scheme, it serves the purpose of providing financial aid for buying consumer products, medical expenditures, travel expenses, repaying loans with high interest rates and so on.
The basic criterion to be fulfilled for the loan is entirely based on the income. The income has to be ten times of the net pay of the individual (minimum requirement of in-hand salary is: seven thousand five hundred rupees) or twenty five percent of the Gross Income; thus, choosing an alternative of higher value.
A GST rate of eighteen per cent will be applicable on all services and products of the Bank, with effect from July 1st, 2017.