TATA Capital Personal Loan

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TATA Capital Personal Loan Details

TATA Capital star star star star star 3.75 / 5.04 users

TATA Capital is one of the popular NBFCs in the entire world.  This NBFC is also famous for offering the personal loans at the most competitive rates with immense flexibility. It is flexible and majorly chosen for personal loan. At Loanbaba.com, you can check out all the features of personal loan TATA Capital. The loan amount can be used for multiple purposes. Cheques towards loan repayment must be addressed to ‘Tata Capital Financial Services Ltd’.

TATA Capital Personal Loan Details Updated on 14th October 2019
Loan Amount Rs.75,000 to Rs.20,00,000
Loan Tenure 5 Years
Interest Rate 10.99% to 19.00%

Why Choose TATA Capital Personal Loan?

  • The advantage of this loan is its same interest throughout the duration.
  • Simple documentation is needed and the personal loan in TATA Capital then gets processed faster.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.
  • You can check out TATA Capital personal loan eligibility and TATA Capital Personal Loan EMI calculator at Loanbaba.com.

Features of Personal Loans at TATA Capital

The following key points will help you understand the features and benefits of the personal loans:

  1. Choice of opting for loan tenure
  2. An applicant can take a loan from TATA Capital from Rs. 75,000 to Rs. 15 lakhs to Rs. 20 lakhs. The same can be repaid within tenure of 12 months to 60 months or 72 months. The bank offers you the flexibility to choose your tenure.

  3. Quick documentation process
  4. The bank has a straightforward documentation procedure since they go about it with internationally tested methods. All you need is a photo ID, verified signature, address proof and a document that declares your age. The same is submitted with the application, and you are ready to get the loans from the best banks in the world.

  5. Prepayment of Personal Loan

You can prepay the outstanding personal amount anytime after completion of 180 days from taking the loan. There is part prepayment facility available as well. Part prepayment is allowed after 6 months of loan disbursal only. You can part-pay a maximum 25% within an annual cycle. There must be an interval of more than 6 months between the two part payments.

Why Apply for TATA Capital Personal Loan on Loanbaba.com?

At Loanbaba, you can compare and apply for personal loans online. You can check out several personal loan schemes by TATA Capital and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for TATA Capital Personal Loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for TATA Capital Personal Loan on Loanbaba?

You can apply for TATA Capital personal loan or any other bank/NBFC personal loan at Loanbaba.com.

TATA Capital Personal Loan Interest Rates

Personal Loan TATA Capital interest rate (fixed) ranges between 10.99% and 19%, but varies as per individual profile. Keep a check on this page to note the updated TATA Capital personal loan interest rate for the current year.

TATA Capital Personal Loan Eligibility Calculator

Personal loan eligibility may differ from one candidate to another. You can also use free-of-cost TATA Capital personal loan eligibility calculator at Loanbaba.com. The eligibility criteria for TATA Capital’s personal loan are discussed below:

  • The applicant for personal loan TATA Capital needs to meet the age requirement and possess all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.

Types of TATA Capital Personal Loans

TATA Capital has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

TATA Capital Personal Loan FAQs

Below provided are important questions about personal loan TATA Capital.

  • addFAQs
    1. How much time does it take to approve the loan?
    2. It takes about 72 hours for loan approval, if the borrower has submitted required documents and matches the eligibility criteria.

    3. Is there a processing fee?
    4. The personal loan TATA Capital includes processing fee Rs. 999 with GST additional. This fee is deducted from the disbursal amount payable to the borrower.

    5. Can I take personal loan for business requirements?

    TATA Capital has provisions for personal finance for business purposes.

TATA Capital Personal Loan Review


Personal Loan
star star star star star 12.0/5
Personal loan by TATA Capital was perfect, but the turnaround time is something they can work upon.
Mumbai October 12, 2019
Personal Loan
star star star star star 15.0/5
I had applied my personal loan in Mumbai at TATA Capital. I was in dire need of funds and fortunately got the loan amount soon.
Mumbai October 12, 2019
Personal Loan
star star star star star 15.0/5
Taking personal loan in Gujrat by TATA Capital through online portal of loanbaba was after all not a bad idea. This way I could communicate with the Kotak Mahindra without having to come over to their branch. All by documentation was sorted and I got the loan in decent time.
Mumbai October 10, 2019
Personal Loan
star star star star star 13.0/5
The TATA Capital has disbursed the loan amount required and I am satisfied with it. The interest rate and the charges are average.
Mumbai October 9, 2019

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