Fullerton Personal Loan

Preliminary Information

Loan Details

Personal Details


Fullerton Personal Loan Details

Fullerton star star star star star 4.25 / 5.04 users

Fullerton India Credit Company Limited offers personal loans to salaried and self-employed people at pretty competitive rates. It is owned by Fullerton Financial Holdings Pte. Ltd. It provides loans up to Rs 20 lakhs to salary earning people while up to Rs 30 lakhs in case of the self-employed. They have a quick approval mechanism with online application facility and demand minimum documentation.

They do not expect any collateral security or a guarantor. The applicants can use the funds for these personal loans for any legal purpose without any restriction. At Loanbaba.com, you can check out all the features of personal loan Fullerton.

Fullerton Personal Loan Details Updated on 23rd July 2019
Loan Amount Rs.1,00,000 to Rs.20,00,000
Loan Tenure 5 Years
Interest Rate 11.99% to 23.99%

Why Choose Fullerton Personal Loan?

  • The advantage of this loan is its same interest throughout the duration.
  • Simple documentation is needed and the personal loan in Fullerton then gets processed faster.
  • The customers can pay off the loan in easy instalments every month and can repay it via auto debit or PDC or ECS.

Features of Personal Loans at Fullerton

The following key points will help you understand the features and benefits of the personal loans:

  1. Eligibility
  2. Only the Indian citizens who are aged between 21 – 60 years can apply for the loan. The minimum salary for the salaried individuals should be over Rs 12,500 per month while in case of professionals and the self-employed, the minimum salary requirement is Rs 15,000 per month.

  3. Loan Value
  4. Applicants can avail a loan amount of not more than Rs 20 lakhs in case of salary class people while it reaches to Rs 30 lakhs in case of the self-employed. However, the final loan value shall depend on the repayment capacity and financial records of the applicant.

  5. Tenure

The loan tenure ranges from 12 – 48 months, thus making very convenient for the loan seekers.

Why Apply for Fullerton Personal Loan on Loanbaba.com?

At Loanbaba, you can compare and apply for personal loans online. You can check out several personal loan schemes by Fullerton and go through all their features such as quantum of loan, amount of loan, processing fees, interest rates, and other conditions, at one page. You can also quickly apply for Fullerton Personal Loan online on our website without having to visit the bank branch. It is simple and easy, and you can upload all the required documents online. Disbursal is done at the soonest, and you can keep a track of your loan application on the website.

How to Apply for Fullerton Personal Loan on Loanbaba?

You can apply for Fullerton personal loan or any other bank/NBFC personal loan at Loanbaba.com.

Fullerton Personal Loan Interest Rates

Personal Loan Fullerton interest rate (fixed) ranges between 14.00% and 34.00%. Keep a check on this page to note the updated Fullerton personal loan interest rate for the current year.

Fullerton Personal Loan Eligibility Calculator

Personal loan eligibility may differ from one candidate to another. You can also use free-of-cost Fullerton personal loan eligibility calculator at Loanbaba.com. The eligibility criteria for Fullerton’s personal loan are discussed below:

  • The applicant for personal loan Fullerton needs to meet the age requirement and possess all necessary identity and income proof required to apply for the loan.
  • He/she meet the requirement for credit score and should not be under too many debts.

Types of Fullerton Personal Loans

Fullerton has personal loan schemes for professionals and salaried individuals. The amount taken as loan can be used for either multiple or specific purposes.

Fullerton Personal Loan FAQs

Below provided are important questions about personal loan Fullerton.

  • addFAQs
    1. What are the documents required for Fullerton Personal Loan?
    2. There aren’t any documentation requirements for online application of the personal loans. However, you can submit your KYC documents for e-approval at your nearest branch. This includes your ID proof, address proof, updated bank statement and income documents.

    3. What are the Foreclosure terms for personal loan Fullerton?
    4. The foreclosure of the loan requires you to issue a cheque against the personal loan account. The foreclosure is, however, possible after repaying at least 6 EMIs.

    5. What are the other charges for Fullerton personal loan?

    The Fullerton personal loan charges are mentioned below:

    • 30 is cheque bounce charge.
    • The processing fee is up to 6.5 percent of the loan amount.
    • 75% per month is the interest charged on delayed EMI payment interest every month, per month of delay- on the outstanding principal loan amount.
    • Collection of cash/cheque is Rs. 300 per collection.
    • 1000 is the loan cancellation charge for loan cancelled prior to the first EMI.
    • For any replacement on post-dated cheque to ECS, Rs. 500 is charged as swap charges.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of Fullerton.

Fullerton Personal Loan Review

Personal Loan
star star star star star 14.0/5
I stand by with Fullerton for the personal loan in Mumbai. My experience was nice. Verification process was also done in time and I received the amount within a short time.
Mumbai July 22, 2019
Personal Loan
star star star star star 15.0/5
Personal loan in Pune was approved by Fullerton at a great interest rate! I was able to secure the loan for a desirable tenure.
Mumbai July 22, 2019
Personal Loan
star star star star star 14.0/5
As I was holding a savings account with Fullerton they gave me personal loan for which the entire documentation process was very less. It was a quick disbursement procedure.
Mumbai July 21, 2019
Personal Loan
star star star star star 14.0/5
My experience with Fullerton for personal loan in Bangalore was a good one. My schedule was so hectic that I chose to apply online for the loan at loanbaba and was not disappointed by either of their service. Both loanbaba and Fullerton were professional in their service.
Mumbai July 19, 2019

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