Preliminary Information

Loan Details

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Ongoing EMI *

Tenure (In Years) *

Personal Details

Title *

First Name *

Middle Name *

Last Name *

+91 Mobile Number *

Email *

Pan Number *

DOB *

City *

Gender
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Marital Status
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State Bank of Travancore Personal Loan

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A subsidiary of State Bank of India, State Bank of Travancore is one of the most influential financial institutions in the country offering the customers with a wide range of banking products and services. The personal loan offered by State Bank of Travancore comes with attractive interest rates and can be easily availed by the individuals. With State Bank of Travancore Personal Loan, one can meet with his/her financial requirements and commitments.

Features of State Bank of Travancore Personal Loan:-

Flexible Holding Period:

Five years is the maximum loan repayment period offered by the bank although, depending on the personal loan scheme availed by the individual, it may vary.

The Interest Rates are lower:

The rate of interest calculated with State Bank of Travancore Personal Loans varies from 12.9%-13.9% on a yearly basis and it will be different for different individuals depending on their loan repayment capacity and monthly income.

State Bank of Travancore Personal Loan Types:

1Jai Jawan Personal Loan:

Seven years is the maximum loan term provided with this personal loan scheme where after one month of personal loan disbursal, the repayment is scheduled.

2New Prasanthi Elite Loan:

Five years is the maximum loan term provided with this personal loan scheme where the pensioner has to repay the loan amount before he/she hits the age 80.

3New Prasanthi Loan:

Three years is the maximum loan term provided for the family pensioners and five years is the maximum loan term provided for the normal pensioners.

4Personal Loan for Corporate/existing Govt./PSU Employees:

Five years is the maximum loan repayment period attached with this personal loan scheme.

Eligibility Criteria:

21 years is the minimum age for applying for personal loan.
The applicant must be a salaried individual or self-employed.
The applicant must be residing in India.
He/she must hold an account at State Bank of Travancore.

Required Documents:

Duly filled bank’s application form with applicant’s signature and passport size photographs.
Identity proof of the applicant like Aadhar Card, Voter ID, Driving License or Ration Card.
Address proof of the applicant such as passport, electricity/water/gas bill, etc.
Age proof of the applicant such as birth certificate or driving license.
Form 16 or the applicant’s latest salary slip.
Previous three months account statements.
Savings and investment proof (if required).

The bank may ask for additional documents based on the applicant’s personal loan type.

Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of State Bank of Travancore.