A subsidiary of State Bank of India, State Bank of Travancore is one of the most influential financial institutions in the country offering the customers with a wide range of banking products and services. The personal loan offered by State Bank of Travancore comes with attractive interest rates and can be easily availed by the individuals. With State Bank of Travancore Personal Loan, one can meet with his/her financial requirements and commitments.
Five years is the maximum loan repayment period offered by the bank although, depending on the personal loan scheme availed by the individual, it may vary.
The rate of interest calculated with State Bank of Travancore Personal Loans varies from 12.9%-13.9% on a yearly basis and it will be different for different individuals depending on their loan repayment capacity and monthly income.
Seven years is the maximum loan term provided with this personal loan scheme where after one month of personal loan disbursal, the repayment is scheduled.2New Prasanthi Elite Loan:
Five years is the maximum loan term provided with this personal loan scheme where the pensioner has to repay the loan amount before he/she hits the age 80.3New Prasanthi Loan:
Three years is the maximum loan term provided for the family pensioners and five years is the maximum loan term provided for the normal pensioners.4Personal Loan for Corporate/existing Govt./PSU Employees:
Five years is the maximum loan repayment period attached with this personal loan scheme.
The bank may ask for additional documents based on the applicant’s personal loan type.
Disclaimer: Information is gathered from secondary sources and meant for reference only. Loanbaba is not a channel partner of State Bank of Travancore.
I have a Personal Loan with State Bank of Bikaner and Jaipur. The loan disbursement was on time and document procedure was quick. I would say it was a satisfactory experience.
Taking personal loan in Gujrat by State Bank of Bikaner and Jaipur through online portal of loanbaba was after all not a bad idea. This way I could communicate with the State Bank of Bikaner and Jaipur without having to come over to their branch. All by documentation was sorted and I got the loan in decent time.
The State Bank of Bikaner and Jaipur has disbursed the loan amount required and I am satisfied with it. The interest rate and the charges are average.
Personal loan by State Bank of Bikaner and Jaipur was perfect, but the turnaround time is something they can work upon.
Ajeet G. Pathak