Apply for Personal Loan

Preliminary Information
Personal Details ( Please enter your name as per PAN card )
Permanent Address (Same as above)
Employment Details

Standard Chartered Bank Personal Loan Interest Rates -

Particulars Salaried Self-employed
Rate of Interest 11.97%-22.5% yearly 11.97%-22.5% yearly
Loan

Amount

Max: Rs.30 lakhs Max: Rs.10 lakhs
Loan term Min: 1 year

Max: 5 years

Min: 1 year

Max: 5 years

EMI (Lowest)

Rs.1102/- (applicable for the maximum tenure of the lowest loan amount)

Rs.1102/- (applicable for the maximum tenure of the lowest loan amount)

Processing charges Applicable GST + 2.5% of the loan amount Applicable GST + 2.5% of the loan amount
Age Minimum age at the time of applying: 21 years

Maximum age at the time of applying: 58 years

Minimum age at the time of applying: 21 years

Maximum age at the time of applying: 58 years

Prepayment Charges GST on outstanding principal amount + 5% of gross annual outstanding loan amount GST on outstanding principal amount + 5% of gross annual outstanding loan amount
Foreclosure Charges None None

Standard Chartered Personal Loans can be availed by any salaried individual as well as pensioners. Standard Chartered Bank is one of the oldest banking institutions in the country operating since 1858. Those availing personal loan from Standard Chartered Bank doesn't need to provide any guarantors, security or collateral.

There are various personal loan types offered under Standard Chartered Personal Loan scheme:

  1. Personal Loan against Term Deposits: Against the term deposits this overdraft facility is provided which gives you the desired liquidity without affecting the interest rates.
  2. Personal Loan against Securities: For your investment portfolios, it is yet another overdraft facility provided against bonds, shares, mutual funds and more.
  3. Personal Loan top-up for the previous loan taken: You can also avail of the pre-existing loan facility.
  4. Personal Loans: You are not required to provide any guarantor, collateral or security for availing personal loans.
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