Apply for Personal Loan

Preliminary Information
Personal Details ( Please enter your name as per PAN card )
Permanent Address (Same as above)
Employment Details

Karur Vysya Bank Personal Loan Interest Rate -

Rate of Interest

12.95-15.45

Processing charge

0.4% of the loan amount

Loan Tenure

3 years

Guarantor

required

Karur Vysya Bank is India’s one of the most established financial institution commenced in the year 1916. It is now Rs.81381/- crores venture with total advances of Rs.36691/- crores and Rs.44690/- worth total deposits. The bank focuses on providing quality services to the customers aiming at customer satisfaction.

The personal loans offered by Karur Vysya Bank are designed keeping in mind different individuals and their different needs. Also, the loan amount, loan tenure, interest rates and more are further decided depending on the customer.

There are four types of personal loan provided by Karur Vysya Bank that include Quick Loan for flexible repayment options, Personal Loan for unexpected expenses, Insta Loan for repayment of loan in installments and Bon Voyage Loan for traveling.

11% is the interest rate charged by Karur Vysya Bank which is also the base rate.

The processing and interest amount set for the following loans by Karur Vysya Bank:

Quick Loan:

0.30% of the loan amount is set as the processing charge and the interest amount is 3.25% + base rate.

Insta Loan:

Rs.1000/- is the processing charges for non-executive cadre whereas for executive cadre, it is Rs.1500/- plus GST applied.

3.25% + base rate is the fixed interest rate and 3.50% + base rate is the floating interest rate.

Personal Loan:

0.40% of the loan amount is set as the processing charge and the interest amount for secured loan is 6% + base rate and the interest amount for unsecured loan is 3.25% + base rate.

Bon Voyage:

0.30% of the loan amount is set as the processing charge and the interest amount for fully secured loan is 6% + base rate and the interest amount for partly secured loan is 7.5% + base rate.

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