13.49% per year for salaried customers who do not maintain salary accounts with the IDBI Bank.
For people having salary account with IDBI Bank –Maximum: Rs.10 lakhs
Minimum: Rs.50000/- For Pensioners –Maximum: Rs.5 lakhs, with EMI not exceeding 50% of the last credited pension amount. Minimum: Rs.25000/-
For salaried individual who do not have salary account at this bank –
Maximum: Rs.5 lakhs
For employees of the 3 armed forces, State and Central government promoted/sponsored institutions –
Maximum: Rs.10 lakhs.
Min age: 22 years. Max age: 60 years.
75 years is the Maximum age limit
Max age: 60 years
No charges are applied after 6 months
2% of the outstanding loan amount is charged before 6 months.
The personal loan interest rates of IDBI Bank from the past few years have been varied within 2% and RBI, on the other hand by making certain changes in the repo rate has resulted in lowering the interest rates. The lowest rate of interest offered by IDBI Bank on Personal Loan is 11% whereas; 14% is the highest. However, the interest rates applied could be varied depending on different categories of the customers.
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Akshar Blue Chip IT Park, 703, Thane - Belapur Rd, Turbhe, Navi Mumbai, Maharashtra 400705
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