PRAN Card Details

PRAN, the Permanent Retirement Account Number was introduced in 2004, when the central government launched national pension scheme. The programme is essentially for the central administration employees admitted after 1 Jan 2004. These employees automatically enrol to National Pension system where they are offered a PRAN.

How to Apply for PRAN?

The PRAN is applicable only for central or state government employees. They can get there PRAN registered by the National Securities Depository Limited (NDSL). The registration can be made on the official website of NDSL by downloading and filling up the form. Further, these applications are yielded to their respective administration officer who transferred the application to Central Record Keeping Agency (CRA).

Only the subscribers registered with CRA and Drawing and Disbursing Office (DDO) can get the PRAN. They require firstly registering with CRA and then with DDO. Anyone within the age of 18-60 can apply for the same.

Documents Required for PRAN Card

The application process for PRAN card is simple and you will require to submit a list of documents mentioned below:

  • Scanned copy of photograph bearing signature of the subscriber. This picture must be in jpg/peg of 4kb to 12kb.
  • Aadhar card
  • A photocopy of the address proof. This address must be the one where the subscriber is residing presently.
  • Permanent Account Number (PAN card) issues by the Income tax department.
  • Credit card, debit card, and internet banking information and details to make payments via online or the internet.
  • A bank account that is held in a bank authorized by the NSDL. In case the applicant does not have a bank account in NSDL recognized bank, then he/she can apply offline for this card.

How to Apply for PRAN Online?

There are 5 sections one has to fill up. One has to fill in the Personal information of the subscriber, Employment details, Nomination particulars of the customer, scheme specifics and declaration of T-PIN and I-PIN along with the application. Other obligatory facts to be given include Personal information, employment details, and bank details. However, if you do not have a bank account, you can make a declaration saying the same would be provided within 6 months.

There are furthermore optional requirements like PAN card information, scheme preference, etc. One has to fill in these details during the registration itself. If you do not choose your plan, the default scheme will be applicable. The plan is held by Pension Fund Regulatory and Development Authority (PFRDA).

Thus, PRAN is one of the essential components of savings for the government employees for a secure future.

How to Check PRAN Status?

The PRAN (Permanent Retirement Account Number) card was introduced after inception of NPS (National Pension Scheme) in 2004 by the government of India. NPS is mandatory for all state and central government employees to create savings for the future. One needs to log on to the NSDL (National Securities Depository Limited) website to download the form for applying online. After this process, an amount of Rs. 50 has to be paid to download the copy. A photograph of the subscriber then has to be pasted on the form, which is posted to Central Recordkeeping Agency. After this process, one can check the PRAN status by following the below mentioned methods:

  • Log in to the official website of NSDL on this link: https://cra-nsdl.com/CRA/pranCardStatusInput.do
  • Select the option ‘new registered PRAN’.
  • Now provide the PRAN number allotted as during the application process.
  • Enter the captcha code and click, ‘submit’.
  • A page will reveal the PRAN card application status.
  • In case you are unable to check the PRAN number status online, you can send enquiry on eNPS@nsdl.co.in or call on 022 – 4090 4242.

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