This financial inclusion scheme is launched on 15 August 2014 by our respected PM Mr. Narendra Modi to make us able to access the monetary services easily, for example: pension, credit, bank accounts for the needy people and remittance. The plan is especially for the individuals who were neglected before to get benefits of different monetary plans offered by the GOI. No minimum balance required in such bank account.
An individual must possess an identity proof, a valid permanent or present address proof, 2 passport size photos and the Aadhar card. To open a bank account under this scheme, Aadhaar card is a must. A person needs to present a valid identity proof issued by GOI, in case he/she does not possess a valid residential address.
One can find the form in all the collaborating banks. It can be downloaded from the official website http://www.pmjdy.gov.in. One has to fill all the necessary information in the form and submit it to any of the collaborating banks or KIOSK to open the account.
There is some eligibility factors, a person have to fulfil to be able to open the bank account under this scheme:
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