Haryana Aapki Beti Humari Beti Yojana (ABHBY) is a saving scheme by the State Government of Haryana and the Ministry of Women and Child Development. This scheme is valid for both rural and urban areas of the state. Here, the government provides Rs. 21,000 as an investment in LIC on the birth of 2ndgirl child or multiple daughters of any family. The scheme is also available for the 1st girl child born to a Scheduled Caste/Below Poverty Line family.
In the below-given post, we will discuss Aapki Beti Humari Beti Girl Child savings scheme features, eligibility criteria, and frequently asked questions.
Here is the financial assistance according to this scheme:
This plan is intended for Below Poverty Line (BPL) and Scheduled Caste families, but available for all people residing in Haryana, and meeting the following criteria.
The female child in question should have been born on or later than 22 January 2015. The money is provided on the birth of the daughter irrespective of her creed, caste, income, religion, and any number of sons the family has.
They can receive Rs. 21,000 as a one-time grant for their first girl child. The amount is invested in LIC (Life Insurance Corporation of India) in the girl child’s name. The invested amount is available for the girl when she attains 18 years of age.
Also, families with a second girl child born on or later than 21 January 2015 will get a sum of Rs. 5,000 per annum for 5 years. The first instalment comes to the family within a month of the 2nd daughter’s birth. From then, on the birthday of the 2nd girl child every year, following instalments will be provided.
The third daughter is also eligible if she is born in any family on or later than 24 August 2015.
Incentives start with immediate effect if the family has twin daughters. If a twin or more daughters are born, then every daughter will get the assistance of Rs. 2,500 per annum for the next 5 years.
The family can deposit a maximum of Rs. 1,50,000 in the daughter’s account. 50% of the deposited amount is withdrawable after the female child completes 18 years of age. The ABHBY scheme will mature when the girl child attains 21 years of age.
The incentive will however stop immediately if either of the daughters passes away. But the same is restorable from the discontinuation date after the birth of another daughter.
Here are the eligibility norms:
Here are the Aapki Beti Humari Beti Girl Child Yojana FAQs:
Eligible families must fill the application form and submit it with the required documents. The form can be filled by the father/mother/guardian who wishes to apply for the scheme. If one cannot download the form online, the same is available at Anganwadi Centres and the offices of Child Development Project Officers in urban and rural areas. The form is free of cost.
The application form is also available at offices of Civil Surgeons in areas where the ICDS scheme does not exist. One has to fill the application form and submit it to Health Staff or Anganwadi Workers of the respective area.
It was the LADLI Scheme that was merged into ABHBY by the State Government of Haryana for the benefit of the girl child.
The applicant has to submit the duly filled application form along with a certified copy of the birth certificate of the daughter. The birth certificate must be issued by a competent authority. All girls will receive their Aadhaar Number after birth. The Aadhaar Number of parents is also acceptable to make the application.
Other KYC documents of the applicant may be required during the process:
Aapki Beti Humari Beti Girl Child Yojana is not applicable for those girls who are married at an early age (before 18 years old). The amount can be withdrawn after the completion of 18 years.
Non-natives of Haryana State or that mentioned otherwise, must not apply for ABHBY. Also, the couple must not be a taxpayer. They must not be receiving a pension or financial assistance from the Government/local bodies of Government.
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