Federal Bank Fixed Deposit Interest Rates

Federal Bank is ranked fourth in terms of generating revenue, making it one of the most prominent financial institutions people prefer for. Federal Bank was established in Kerala way before India got its independence and is now one of the largest public sector financial institutions operating all across India. An individual looking for the retail investment solutions, Federal Bank is providing fixed deposit and term deposit schemes at good FD rates for different tenure with varying returns for the customers.

At loanbaba.com, we tell you about updated Federal Bank FD rates, FD India schemes by the bank, senior citizens FD interest rates and best fixed deposit rates along with FD India rates by the institution. Returns on fixed deposits are subject to change according to movements in company policies and market conditions.

For Regular and Senior citizens, Federal Bank has provided with an updated list of all FD Rates:
Period Less than Rs.100 Lakhs %
7 days to 14 days 3.5
15 days to 29 days 4.5
1 Month to 2 Months 5
2 Months to 3 Months 5.7
3 months to 119 days 6
4 Months to 9 Months 6.25
9 Months to less than 1 year 6.5
365 Days 6.7
Above 1 year to 2 years 6.8
> 730 Days 6.5
Federal Bank short term FD Rates India:

Federal Bank offers an attractive 5% per annum on the short-term fixed deposit of 7-45 Days. Moreover, for the holding period of 46-59 days, the rate of interest is calculated at 7% per annum and is increased to 0.5% to 7.5% for the tenures between two months and 119 days. However, the highest rate for the short-term tenures is calculated at 8.5% for the holding period of four months. On the other hand, it is decreased by 0.75% to 7.75% for the holding period between four months to one year.

Federal Bank medium and long term FD rates:

For the holding period of above one year, the returns are pegged at 8.75% per annum.

Federal Bank Senior citizen FD rates:

From the rates mentioned above, the senior citizens are benefitted with an extra 0.5% on their deposits where the short-term holding rates range between 5.5% to 9% per annum and the mid and long-term holding rates are pegged at 9.25% per annum.