If you have a poor credit score, it not only rejects possibilities of receiving loan and credit card, but takes a lot of time say, 12 to 18 months to get the credit score back to a number which will instil confidence in lender to consider you as an eligible candidate for extending credit. However, it is a must to repair damage to your credit score, even if the points go down by a few numbers only.
It is hard to predict a specific time period to enhance credit scores, but credit improvement can be achieved by being consistent in following habits that will give a good credit score. Here are some of the habits to follow for repairing your credit score, and bringing it to decent figures.
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