How to Check CIBIL Score?

You can check your credit score online. Checking your credit rating once in a year will help you understand your credit history and improve upon the score by keeping track of your financial journey. It is best to acquire your credit score/report personally than via a financial institute or bank, as too many enquiries through lenders and bank can affect your credit score negatively.

When applying for credit score online, it takes just a nominal fee and few minutes to get hold of your detailed and legit credit report.

  • Make a request for your credit report at CIBIL's official website, and follow the easy procedure listed there.
  • Fill an online application form. You will have to provide personal details such as your date of birth, name, phone number, identity and income proof, address, phone number etc.
  • Then you will be prompted to make a fee payment via (normally between 400 and 500 rupees), net banking, debit or credit card.
  • Once you get done with payment, then you need to submit some authentication details. After 24 hours or within, you will receive your CIBIL score and report via email.

Offline Process to Check Credit Report

You can also send a printed application for knowing credit score and report from CIBIL. Apply with CIBIL transaction ID and a copy of address and identity proof. After verification of submitted details, the CIBIL will send a printed copy of credit report to your mentioned address as given in submitted address proof.