Your credit score is crucial in your financial journey. Banks rely on CIBIL scores of their customers in approving or rejecting a loan or credit card application. If you have a score above 750 then there are better chances of negotiating interest rates on loans. A CIBIL report gives accurate credit history, and banks consider this report to check on your economical state. Credit score determines your eligibility for borrowing credit.
Where Does your Credit Score Come in Use?
How to Repair your Credit Score?
It is understandable that financial journeys could have its ups and downs. If you have defaulted in credit behaviour once, it will surely reflect in CIBIL score report; however it is not the end. You can resume following disciplined economic activities, and your credit score will gradually look up.
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