A branch of ICICI Bank, ICICI HFC deals in home financing. It provides one to five year tenures on fixed deposit products where customers get better returns by receiving cumulative interests (compounded per year). At loanbaba.com, we will share updated information about best fixed deposit rates, FD India schemes of the bank and ICICI HFC FD rates over all tenures for fixed deposit and term deposit. You will also come to know about popular FD rates, India by the bank for 2017 and FD interest rates that are the highest.
Make sure you are alert about latest ICICI HFC fixed deposit rates prior to applying for any fixed deposit scheme. This is because the dynamic and frequently changing rates even amidst the time of short listing something and then applying for the same.
ICICI HFC provides decent rates on its Fixed Deposits for the depositor's contentment. One can invest in fixed deposits for one to five years and the rates of interest vary from year to year. On a tenure of one to lesser than two years and for three years to lesser than four years, the annual rate of interest is 9%. For two to below three years, rate of interest is 9.25% and for four to five years it is lowest at 8.75%. The rates are calculated on compounding or annual cumulative option.
There are quarterly compounding options as well, where rates are between 8.5-8.95%. On monthly compounding, rates are between 8.4-8.9%. In a special scheme, the rates start from 8.75% for tenure of five years. For a year or about 40 months the rate is 9%. For thirty or thirty five months, depositors get 9.25% and also an extra 0.15% on 9.4% when it is held for fifteen or twenty months.
In quarterly compounding basis, rates lay between 8.5% and. 9.1%. For monthly compounding, it is between 8.4% and 9%.
Senior citizens are eligible to get 0.35% additionally on the interest rate for all the tenures mentioned above.
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