Banks and financial institutions give their customers an option to pay the health insurance premium with their credit cards. The major benefit, for the ones opting it, is that the bank balance does not go down at a time. Regular premiums on health insurance are generally higher compared to what you pay through our credit cards. Wondering how? This is because the user tends to assimilate more number of cash points on the transactions. However, what if you only concentrate on paying premiums through card just to fetch points? You can end up getting into a bad situation if you aren’t vigilant with the use of the credit card.
The decision to either buy medical insurance or not ultimately depends on your financial discipline. A punctual and a cautious user will never face issues and might end up saving huge with the extra points. But on the same verge, lack of discipline can put you into debts. Payments modes like cheques or hard cash shall be preferable in these situations.
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