Axis Bank Pride Platinum Credit Card
Axis Bank presents the Pride Platinum Credit Card to serve those revered servicemen of India. It is a mark of respect for those who have helped maintain the safety of the nation’s Motherland. Coming with a wide range of attractive features and benefits, this card is a unique offering from Axis Bank.
Key Points:
- This personalized card has the heart-warming shades of the Indian Tricolour it its design.
- Top priority security is offered.
- Free add-on cards are provided.
- Waiver on fuel surcharge is offered.
- Big purchases of tickets can be transformed into EMIs.
- Yearly bonus reward points are offered. These can be redeemed to receive a wide range of exciting gifts.
- Cardholders can avail discounts at esteemed restaurants.
Advantages:
- Dining Delight Discount: Cardholders can avail this program and enjoy a minimum discount of 15% on the bill at specified restaurants.
- Pride Privileges: Cardholders get personalized credit cards that have the prestigious shades of the Indian National Flag besides a dedicated fourth line that has been specially created for Army, Air Force, or Navy. Contributions will also be made to the Defence Welfare Association.
- eDge Reward Points:
Every time a cardholder uses their Pride Platinum card for expenses above Rs 5000 per month, they can enjoy a bonus of 100 Loyalty points every month. These potential 1200 points can be redeemed for attractive offers and gifts.
- eDge Loyalty rewards: The prestigious card comes with a Loyalty Program where a cardholder can earn 4 points for every Rs 200 they spend through the card. Moreover, they can earn 2x reward points on each and every purchase they make throughout their birth month. Later, they can redeem these points for wonderful gifts chosen from the exciting Rewards Catalogue.
Characteristics:
Waiver of the Fuel Surcharge:
On every transaction made through the Pride Platinum credit card, a cardholder can enjoy a waiver of the 2.5% Fuel Surcharge. In order to avail this benefit, the cardholder must buy fuel worth a minimum of Rs 400 and a maximum of Rs 4000. The highest benefit that can be received is Rs 250 per month. However, eDge Loyalty points cannot be acquired through these transactions.
Security:
The card has a chip embedded in it and is secured by a PIN for added protection. This helps in preventing counterfeiting and skimming.
Zero Liability for Lost Card:
In case a cardholder loses or misplaces their card, they need to report the loss to the Axis Bank. Once a report has been made, a cardholder can no longer be charged for fraudulent or unlawful usage of the misplaced card.
Conversion to easy EMIs:
Cardholders can avail the advantages of converting big ticket purchases to convenient EMIs that can be paid easily.
Free Additional cards:
Cardholders can avail free add-on cards for their family members. Add-ons can be procured for only parents, spouses, siblings, or children over 18 years of age.
Who are Eligible for this Pride Platinum Credit card?
Applicants need to meet the following criteria in order to obtain a Pride Platinum Credit Card:
- This card can only be availed by Indian Defence Personnel.
- The cardholder needs to be an individual resident of India or a non-resident Indian.
- The primary cardholder needs to be aged between 18 years and 70 years while the add-on cardholder needs to be over 18 years of age.
Some other criteria might be mentioned while receiving the application.
Documents Needed:
- Identity Proof
- Address Proof
- Passport-sized photographs
- Proof of Income, such as Latest Payslip, IT Return copy, or Form 16
- PAN Card or Form 60
Charges and Fees:
- There is no joining fee.
- There is no joining fee for add-on cards.
- There is no yearly add-on fee.
- The annual fee is zero for the first year. It is Rs 250 from the 2nd year and is waived if the cardholder spends Rs 20,000 or more through this card, during the previous year.
- Cash payment fee is Rs 100.
- Foreign currency transaction charge is 3.5% of the transacted amount.
- Statement retrieval fee is waived.
- Charge-slip request fee is waived.
- Hot listing fee is not applicable.
- Balance enquiry charges are waived.
- Card replacement charge is waived.
- Outstation cheque fee is waived.
- eDge Rewards Redemption is free.
- Cash withdrawal fee is Rs 250 or 2.5% of the withdrawn amount, per transaction.
- Finance Charges for Cash Advance is a maximum of Rs 3.35% each month or 40.2% each year, from the transaction date.
- Over-limit fee is 3% of the over-limit amount or Rs 500.
- Surcharge for buying train tickets from the railway counter is Rs 30 + 2.5% of the transaction sum.
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